LTV · monthly repayment
▼ 0.50% · 3.625%
HK$104,839
−HK$6,574/mo
▼ 0.25% · 3.875%
HK$108,100
−HK$3,313/mo
Today · 4.125%
HK$111,413
baseline
▲ 0.50% · 4.625%
HK$118,192
+HK$6,779/mo
Deposit HK$22.99M · loan HK$22.99M · min. income ≈ HK$222,826/mo (50% DSR)
Upfront cash ≈ HK$24.94M (deposit + AVD stamp duty HK$1,954,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,632
−HK$6,301/mo
▼ 0.25% · 3.875%
HK$119,760
−HK$3,173/mo
Today · 4.125%
HK$122,933
baseline
▲ 0.50% · 4.625%
HK$129,413
+HK$6,480/mo
Deposit HK$22.99M · loan HK$22.99M · min. income ≈ HK$245,866/mo (50% DSR)
Upfront cash ≈ HK$24.94M (deposit + AVD stamp duty HK$1,954,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,806
−HK$7,890/mo
▼ 0.25% · 3.875%
HK$129,720
−HK$3,976/mo
Today · 4.125%
HK$133,696
baseline
▲ 0.50% · 4.625%
HK$141,831
+HK$8,135/mo
Deposit HK$18.39M · loan HK$27.59M · min. income ≈ HK$267,392/mo (50% DSR)
Upfront cash ≈ HK$20.34M (deposit + AVD stamp duty HK$1,954,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,958
−HK$7,562/mo
▼ 0.25% · 3.875%
HK$143,712
−HK$3,808/mo
Today · 4.125%
HK$147,520
baseline
▲ 0.50% · 4.625%
HK$155,296
+HK$7,776/mo
Deposit HK$18.39M · loan HK$27.59M · min. income ≈ HK$295,040/mo (50% DSR)
Upfront cash ≈ HK$20.34M (deposit + AVD stamp duty HK$1,954,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,774
−HK$9,204/mo
▼ 0.25% · 3.875%
HK$151,340
−HK$4,638/mo
Today · 4.125%
HK$155,978
baseline
▲ 0.50% · 4.625%
HK$165,469
+HK$9,491/mo
Deposit HK$13.79M · loan HK$32.18M · min. income ≈ HK$311,956/mo (50% DSR)
Upfront cash ≈ HK$15.75M (deposit + AVD stamp duty HK$1,954,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,285
−HK$8,822/mo
▼ 0.25% · 3.875%
HK$167,664
−HK$4,443/mo
Today · 4.125%
HK$172,107
baseline
▲ 0.50% · 4.625%
HK$181,179
+HK$9,072/mo
Deposit HK$13.79M · loan HK$32.18M · min. income ≈ HK$344,214/mo (50% DSR)
Upfront cash ≈ HK$15.75M (deposit + AVD stamp duty HK$1,954,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,710
−HK$11,833/mo
▼ 0.25% · 3.875%
HK$194,580
−HK$5,963/mo
Today · 4.125%
HK$200,543
baseline
▲ 0.50% · 4.625%
HK$212,746
+HK$12,203/mo
Deposit HK$4.60M · loan HK$41.38M · min. income ≈ HK$401,086/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$1,954,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,938
−HK$11,342/mo
▼ 0.25% · 3.875%
HK$215,568
−HK$5,712/mo
Today · 4.125%
HK$221,280
baseline
▲ 0.50% · 4.625%
HK$232,944
+HK$11,664/mo
Deposit HK$4.60M · loan HK$41.38M · min. income ≈ HK$442,560/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$1,954,012 · Scale 2, in force from 26 Feb 2026)