LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,484
−HK$657/mo
▼ 0.25% · 3.875%
HK$10,810
−HK$331/mo
Today · 4.125%
HK$11,141
baseline
▲ 0.50% · 4.625%
HK$11,819
+HK$678/mo
Deposit HK$2.30M · loan HK$2.30M · min. income ≈ HK$22,282/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$77,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,663
−HK$630/mo
▼ 0.25% · 3.875%
HK$11,976
−HK$317/mo
Today · 4.125%
HK$12,293
baseline
▲ 0.50% · 4.625%
HK$12,941
+HK$648/mo
Deposit HK$2.30M · loan HK$2.30M · min. income ≈ HK$24,586/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$77,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,581
−HK$789/mo
▼ 0.25% · 3.875%
HK$12,972
−HK$398/mo
Today · 4.125%
HK$13,370
baseline
▲ 0.50% · 4.625%
HK$14,183
+HK$813/mo
Deposit HK$1.84M · loan HK$2.76M · min. income ≈ HK$26,740/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$77,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,996
−HK$756/mo
▼ 0.25% · 3.875%
HK$14,371
−HK$381/mo
Today · 4.125%
HK$14,752
baseline
▲ 0.50% · 4.625%
HK$15,530
+HK$778/mo
Deposit HK$1.84M · loan HK$2.76M · min. income ≈ HK$29,504/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$77,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,677
−HK$921/mo
▼ 0.25% · 3.875%
HK$15,134
−HK$464/mo
Today · 4.125%
HK$15,598
baseline
▲ 0.50% · 4.625%
HK$16,547
+HK$949/mo
Deposit HK$1.38M · loan HK$3.22M · min. income ≈ HK$31,196/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$77,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,329
−HK$882/mo
▼ 0.25% · 3.875%
HK$16,766
−HK$445/mo
Today · 4.125%
HK$17,211
baseline
▲ 0.50% · 4.625%
HK$18,118
+HK$907/mo
Deposit HK$1.38M · loan HK$3.22M · min. income ≈ HK$34,422/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$77,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,871
−HK$1,183/mo
▼ 0.25% · 3.875%
HK$19,458
−HK$596/mo
Today · 4.125%
HK$20,054
baseline
▲ 0.50% · 4.625%
HK$21,275
+HK$1,221/mo
Deposit HK$460K · loan HK$4.14M · min. income ≈ HK$40,108/mo (50% DSR)
Upfront cash ≈ HK$537K (deposit + AVD stamp duty HK$77,269 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,994
−HK$1,134/mo
▼ 0.25% · 3.875%
HK$21,557
−HK$571/mo
Today · 4.125%
HK$22,128
baseline
▲ 0.50% · 4.625%
HK$23,294
+HK$1,166/mo
Deposit HK$460K · loan HK$4.14M · min. income ≈ HK$44,256/mo (50% DSR)
Upfront cash ≈ HK$537K (deposit + AVD stamp duty HK$77,269 · Scale 2, in force from 26 Feb 2026)