LTV · monthly repayment
▼ 0.50% · 3.625%
HK$104,845
−HK$6,575/mo
▼ 0.25% · 3.875%
HK$108,107
−HK$3,313/mo
Today · 4.125%
HK$111,420
baseline
▲ 0.50% · 4.625%
HK$118,200
+HK$6,780/mo
Deposit HK$22.99M · loan HK$22.99M · min. income ≈ HK$222,840/mo (50% DSR)
Upfront cash ≈ HK$24.94M (deposit + AVD stamp duty HK$1,954,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,640
−HK$6,301/mo
▼ 0.25% · 3.875%
HK$119,768
−HK$3,173/mo
Today · 4.125%
HK$122,941
baseline
▲ 0.50% · 4.625%
HK$129,422
+HK$6,481/mo
Deposit HK$22.99M · loan HK$22.99M · min. income ≈ HK$245,882/mo (50% DSR)
Upfront cash ≈ HK$24.94M (deposit + AVD stamp duty HK$1,954,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,815
−HK$7,889/mo
▼ 0.25% · 3.875%
HK$129,728
−HK$3,976/mo
Today · 4.125%
HK$133,704
baseline
▲ 0.50% · 4.625%
HK$141,840
+HK$8,136/mo
Deposit HK$18.39M · loan HK$27.59M · min. income ≈ HK$267,408/mo (50% DSR)
Upfront cash ≈ HK$20.35M (deposit + AVD stamp duty HK$1,954,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,967
−HK$7,562/mo
▼ 0.25% · 3.875%
HK$143,721
−HK$3,808/mo
Today · 4.125%
HK$147,529
baseline
▲ 0.50% · 4.625%
HK$155,306
+HK$7,777/mo
Deposit HK$18.39M · loan HK$27.59M · min. income ≈ HK$295,058/mo (50% DSR)
Upfront cash ≈ HK$20.35M (deposit + AVD stamp duty HK$1,954,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,784
−HK$9,204/mo
▼ 0.25% · 3.875%
HK$151,349
−HK$4,639/mo
Today · 4.125%
HK$155,988
baseline
▲ 0.50% · 4.625%
HK$165,480
+HK$9,492/mo
Deposit HK$13.79M · loan HK$32.19M · min. income ≈ HK$311,976/mo (50% DSR)
Upfront cash ≈ HK$15.75M (deposit + AVD stamp duty HK$1,954,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,295
−HK$8,823/mo
▼ 0.25% · 3.875%
HK$167,675
−HK$4,443/mo
Today · 4.125%
HK$172,118
baseline
▲ 0.50% · 4.625%
HK$181,190
+HK$9,072/mo
Deposit HK$13.79M · loan HK$32.19M · min. income ≈ HK$344,236/mo (50% DSR)
Upfront cash ≈ HK$15.75M (deposit + AVD stamp duty HK$1,954,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,722
−HK$11,834/mo
▼ 0.25% · 3.875%
HK$194,592
−HK$5,964/mo
Today · 4.125%
HK$200,556
baseline
▲ 0.50% · 4.625%
HK$212,760
+HK$12,204/mo
Deposit HK$4.60M · loan HK$41.38M · min. income ≈ HK$401,112/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$1,954,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,951
−HK$11,343/mo
▼ 0.25% · 3.875%
HK$215,582
−HK$5,712/mo
Today · 4.125%
HK$221,294
baseline
▲ 0.50% · 4.625%
HK$232,959
+HK$11,665/mo
Deposit HK$4.60M · loan HK$41.38M · min. income ≈ HK$442,588/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$1,954,137 · Scale 2, in force from 26 Feb 2026)