LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,487
−HK$657/mo
▼ 0.25% · 3.875%
HK$10,813
−HK$331/mo
Today · 4.125%
HK$11,144
baseline
▲ 0.50% · 4.625%
HK$11,822
+HK$678/mo
Deposit HK$2.30M · loan HK$2.30M · min. income ≈ HK$22,288/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$77,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,666
−HK$630/mo
▼ 0.25% · 3.875%
HK$11,979
−HK$317/mo
Today · 4.125%
HK$12,296
baseline
▲ 0.50% · 4.625%
HK$12,945
+HK$649/mo
Deposit HK$2.30M · loan HK$2.30M · min. income ≈ HK$24,592/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$77,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,584
−HK$789/mo
▼ 0.25% · 3.875%
HK$12,975
−HK$398/mo
Today · 4.125%
HK$13,373
baseline
▲ 0.50% · 4.625%
HK$14,187
+HK$814/mo
Deposit HK$1.84M · loan HK$2.76M · min. income ≈ HK$26,746/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$77,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,999
−HK$757/mo
▼ 0.25% · 3.875%
HK$14,375
−HK$381/mo
Today · 4.125%
HK$14,756
baseline
▲ 0.50% · 4.625%
HK$15,534
+HK$778/mo
Deposit HK$1.84M · loan HK$2.76M · min. income ≈ HK$29,512/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$77,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,681
−HK$921/mo
▼ 0.25% · 3.875%
HK$15,138
−HK$464/mo
Today · 4.125%
HK$15,602
baseline
▲ 0.50% · 4.625%
HK$16,551
+HK$949/mo
Deposit HK$1.38M · loan HK$3.22M · min. income ≈ HK$31,204/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$77,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,333
−HK$882/mo
▼ 0.25% · 3.875%
HK$16,771
−HK$444/mo
Today · 4.125%
HK$17,215
baseline
▲ 0.50% · 4.625%
HK$18,122
+HK$907/mo
Deposit HK$1.38M · loan HK$3.22M · min. income ≈ HK$34,430/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$77,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,876
−HK$1,183/mo
▼ 0.25% · 3.875%
HK$19,463
−HK$596/mo
Today · 4.125%
HK$20,059
baseline
▲ 0.50% · 4.625%
HK$21,280
+HK$1,221/mo
Deposit HK$460K · loan HK$4.14M · min. income ≈ HK$40,118/mo (50% DSR)
Upfront cash ≈ HK$537K (deposit + AVD stamp duty HK$77,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,999
−HK$1,135/mo
▼ 0.25% · 3.875%
HK$21,562
−HK$572/mo
Today · 4.125%
HK$22,134
baseline
▲ 0.50% · 4.625%
HK$23,300
+HK$1,166/mo
Deposit HK$460K · loan HK$4.14M · min. income ≈ HK$44,268/mo (50% DSR)
Upfront cash ≈ HK$537K (deposit + AVD stamp duty HK$77,384 · Scale 2, in force from 26 Feb 2026)