LTV · monthly repayment
▼ 0.50% · 3.625%
HK$104,945
−HK$6,581/mo
▼ 0.25% · 3.875%
HK$108,209
−HK$3,317/mo
Today · 4.125%
HK$111,526
baseline
▲ 0.50% · 4.625%
HK$118,312
+HK$6,786/mo
Deposit HK$23.01M · loan HK$23.01M · min. income ≈ HK$223,052/mo (50% DSR)
Upfront cash ≈ HK$24.97M (deposit + AVD stamp duty HK$1,955,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,750
−HK$6,308/mo
▼ 0.25% · 3.875%
HK$119,881
−HK$3,177/mo
Today · 4.125%
HK$123,058
baseline
▲ 0.50% · 4.625%
HK$129,544
+HK$6,486/mo
Deposit HK$23.01M · loan HK$23.01M · min. income ≈ HK$246,116/mo (50% DSR)
Upfront cash ≈ HK$24.97M (deposit + AVD stamp duty HK$1,955,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,934
−HK$7,897/mo
▼ 0.25% · 3.875%
HK$129,851
−HK$3,980/mo
Today · 4.125%
HK$133,831
baseline
▲ 0.50% · 4.625%
HK$141,974
+HK$8,143/mo
Deposit HK$18.41M · loan HK$27.61M · min. income ≈ HK$267,662/mo (50% DSR)
Upfront cash ≈ HK$20.37M (deposit + AVD stamp duty HK$1,955,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,100
−HK$7,569/mo
▼ 0.25% · 3.875%
HK$143,858
−HK$3,811/mo
Today · 4.125%
HK$147,669
baseline
▲ 0.50% · 4.625%
HK$155,453
+HK$7,784/mo
Deposit HK$18.41M · loan HK$27.61M · min. income ≈ HK$295,338/mo (50% DSR)
Upfront cash ≈ HK$20.37M (deposit + AVD stamp duty HK$1,955,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,923
−HK$9,213/mo
▼ 0.25% · 3.875%
HK$151,493
−HK$4,643/mo
Today · 4.125%
HK$156,136
baseline
▲ 0.50% · 4.625%
HK$165,637
+HK$9,501/mo
Deposit HK$13.81M · loan HK$32.22M · min. income ≈ HK$312,272/mo (50% DSR)
Upfront cash ≈ HK$15.76M (deposit + AVD stamp duty HK$1,955,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,450
−HK$8,831/mo
▼ 0.25% · 3.875%
HK$167,834
−HK$4,447/mo
Today · 4.125%
HK$172,281
baseline
▲ 0.50% · 4.625%
HK$181,362
+HK$9,081/mo
Deposit HK$13.81M · loan HK$32.22M · min. income ≈ HK$344,562/mo (50% DSR)
Upfront cash ≈ HK$15.76M (deposit + AVD stamp duty HK$1,955,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,901
−HK$11,846/mo
▼ 0.25% · 3.875%
HK$194,777
−HK$5,970/mo
Today · 4.125%
HK$200,747
baseline
▲ 0.50% · 4.625%
HK$212,962
+HK$12,215/mo
Deposit HK$4.60M · loan HK$41.42M · min. income ≈ HK$401,494/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$1,955,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,150
−HK$11,354/mo
▼ 0.25% · 3.875%
HK$215,786
−HK$5,718/mo
Today · 4.125%
HK$221,504
baseline
▲ 0.50% · 4.625%
HK$233,180
+HK$11,676/mo
Deposit HK$4.60M · loan HK$41.42M · min. income ≈ HK$443,008/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$1,955,990 · Scale 2, in force from 26 Feb 2026)