LTV · monthly repayment
▼ 0.50% · 3.625%
HK$104,966
−HK$6,582/mo
▼ 0.25% · 3.875%
HK$108,231
−HK$3,317/mo
Today · 4.125%
HK$111,548
baseline
▲ 0.50% · 4.625%
HK$118,336
+HK$6,788/mo
Deposit HK$23.02M · loan HK$23.02M · min. income ≈ HK$223,096/mo (50% DSR)
Upfront cash ≈ HK$24.97M (deposit + AVD stamp duty HK$1,956,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,774
−HK$6,309/mo
▼ 0.25% · 3.875%
HK$119,905
−HK$3,178/mo
Today · 4.125%
HK$123,083
baseline
▲ 0.50% · 4.625%
HK$129,570
+HK$6,487/mo
Deposit HK$23.02M · loan HK$23.02M · min. income ≈ HK$246,166/mo (50% DSR)
Upfront cash ≈ HK$24.97M (deposit + AVD stamp duty HK$1,956,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,959
−HK$7,899/mo
▼ 0.25% · 3.875%
HK$129,877
−HK$3,981/mo
Today · 4.125%
HK$133,858
baseline
▲ 0.50% · 4.625%
HK$142,003
+HK$8,145/mo
Deposit HK$18.41M · loan HK$27.62M · min. income ≈ HK$267,716/mo (50% DSR)
Upfront cash ≈ HK$20.37M (deposit + AVD stamp duty HK$1,956,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,128
−HK$7,571/mo
▼ 0.25% · 3.875%
HK$143,887
−HK$3,812/mo
Today · 4.125%
HK$147,699
baseline
▲ 0.50% · 4.625%
HK$155,484
+HK$7,785/mo
Deposit HK$18.41M · loan HK$27.62M · min. income ≈ HK$295,398/mo (50% DSR)
Upfront cash ≈ HK$20.37M (deposit + AVD stamp duty HK$1,956,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,952
−HK$9,216/mo
▼ 0.25% · 3.875%
HK$151,523
−HK$4,645/mo
Today · 4.125%
HK$156,168
baseline
▲ 0.50% · 4.625%
HK$165,670
+HK$9,502/mo
Deposit HK$13.81M · loan HK$32.22M · min. income ≈ HK$312,336/mo (50% DSR)
Upfront cash ≈ HK$15.77M (deposit + AVD stamp duty HK$1,956,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,483
−HK$8,833/mo
▼ 0.25% · 3.875%
HK$167,868
−HK$4,448/mo
Today · 4.125%
HK$172,316
baseline
▲ 0.50% · 4.625%
HK$181,399
+HK$9,083/mo
Deposit HK$13.81M · loan HK$32.22M · min. income ≈ HK$344,632/mo (50% DSR)
Upfront cash ≈ HK$15.77M (deposit + AVD stamp duty HK$1,956,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,939
−HK$11,848/mo
▼ 0.25% · 3.875%
HK$194,816
−HK$5,971/mo
Today · 4.125%
HK$200,787
baseline
▲ 0.50% · 4.625%
HK$213,004
+HK$12,217/mo
Deposit HK$4.60M · loan HK$41.43M · min. income ≈ HK$401,574/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$1,956,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,193
−HK$11,356/mo
▼ 0.25% · 3.875%
HK$215,830
−HK$5,719/mo
Today · 4.125%
HK$221,549
baseline
▲ 0.50% · 4.625%
HK$233,227
+HK$11,678/mo
Deposit HK$4.60M · loan HK$41.43M · min. income ≈ HK$443,098/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$1,956,383 · Scale 2, in force from 26 Feb 2026)