LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,497
−HK$658/mo
▼ 0.25% · 3.875%
HK$10,824
−HK$331/mo
Today · 4.125%
HK$11,155
baseline
▲ 0.50% · 4.625%
HK$11,834
+HK$679/mo
Deposit HK$2.30M · loan HK$2.30M · min. income ≈ HK$22,310/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$77,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,678
−HK$631/mo
▼ 0.25% · 3.875%
HK$11,991
−HK$318/mo
Today · 4.125%
HK$12,309
baseline
▲ 0.50% · 4.625%
HK$12,958
+HK$649/mo
Deposit HK$2.30M · loan HK$2.30M · min. income ≈ HK$24,618/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$77,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,597
−HK$790/mo
▼ 0.25% · 3.875%
HK$12,988
−HK$399/mo
Today · 4.125%
HK$13,387
baseline
▲ 0.50% · 4.625%
HK$14,201
+HK$814/mo
Deposit HK$1.84M · loan HK$2.76M · min. income ≈ HK$26,774/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$77,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,014
−HK$757/mo
▼ 0.25% · 3.875%
HK$14,389
−HK$382/mo
Today · 4.125%
HK$14,771
baseline
▲ 0.50% · 4.625%
HK$15,549
+HK$778/mo
Deposit HK$1.84M · loan HK$2.76M · min. income ≈ HK$29,542/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$77,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,696
−HK$922/mo
▼ 0.25% · 3.875%
HK$15,153
−HK$465/mo
Today · 4.125%
HK$15,618
baseline
▲ 0.50% · 4.625%
HK$16,568
+HK$950/mo
Deposit HK$1.38M · loan HK$3.22M · min. income ≈ HK$31,236/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$77,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,349
−HK$884/mo
▼ 0.25% · 3.875%
HK$16,788
−HK$445/mo
Today · 4.125%
HK$17,233
baseline
▲ 0.50% · 4.625%
HK$18,141
+HK$908/mo
Deposit HK$1.38M · loan HK$3.22M · min. income ≈ HK$34,466/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$77,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,895
−HK$1,185/mo
▼ 0.25% · 3.875%
HK$19,483
−HK$597/mo
Today · 4.125%
HK$20,080
baseline
▲ 0.50% · 4.625%
HK$21,302
+HK$1,222/mo
Deposit HK$460K · loan HK$4.14M · min. income ≈ HK$40,160/mo (50% DSR)
Upfront cash ≈ HK$538K (deposit + AVD stamp duty HK$77,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,020
−HK$1,136/mo
▼ 0.25% · 3.875%
HK$21,584
−HK$572/mo
Today · 4.125%
HK$22,156
baseline
▲ 0.50% · 4.625%
HK$23,324
+HK$1,168/mo
Deposit HK$460K · loan HK$4.14M · min. income ≈ HK$44,312/mo (50% DSR)
Upfront cash ≈ HK$538K (deposit + AVD stamp duty HK$77,853 · Scale 2, in force from 26 Feb 2026)