LTV · monthly repayment
▼ 0.50% · 3.625%
HK$104,975
−HK$6,583/mo
▼ 0.25% · 3.875%
HK$108,240
−HK$3,318/mo
Today · 4.125%
HK$111,558
baseline
▲ 0.50% · 4.625%
HK$118,346
+HK$6,788/mo
Deposit HK$23.02M · loan HK$23.02M · min. income ≈ HK$223,116/mo (50% DSR)
Upfront cash ≈ HK$24.97M (deposit + AVD stamp duty HK$1,956,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,783
−HK$6,310/mo
▼ 0.25% · 3.875%
HK$119,915
−HK$3,178/mo
Today · 4.125%
HK$123,093
baseline
▲ 0.50% · 4.625%
HK$129,581
+HK$6,488/mo
Deposit HK$23.02M · loan HK$23.02M · min. income ≈ HK$246,186/mo (50% DSR)
Upfront cash ≈ HK$24.97M (deposit + AVD stamp duty HK$1,956,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,970
−HK$7,899/mo
▼ 0.25% · 3.875%
HK$129,888
−HK$3,981/mo
Today · 4.125%
HK$133,869
baseline
▲ 0.50% · 4.625%
HK$142,015
+HK$8,146/mo
Deposit HK$18.41M · loan HK$27.62M · min. income ≈ HK$267,738/mo (50% DSR)
Upfront cash ≈ HK$20.37M (deposit + AVD stamp duty HK$1,956,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,140
−HK$7,571/mo
▼ 0.25% · 3.875%
HK$143,898
−HK$3,813/mo
Today · 4.125%
HK$147,711
baseline
▲ 0.50% · 4.625%
HK$155,497
+HK$7,786/mo
Deposit HK$18.41M · loan HK$27.62M · min. income ≈ HK$295,422/mo (50% DSR)
Upfront cash ≈ HK$20.37M (deposit + AVD stamp duty HK$1,956,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,965
−HK$9,216/mo
▼ 0.25% · 3.875%
HK$151,536
−HK$4,645/mo
Today · 4.125%
HK$156,181
baseline
▲ 0.50% · 4.625%
HK$165,684
+HK$9,503/mo
Deposit HK$13.81M · loan HK$32.23M · min. income ≈ HK$312,362/mo (50% DSR)
Upfront cash ≈ HK$15.77M (deposit + AVD stamp duty HK$1,956,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,497
−HK$8,833/mo
▼ 0.25% · 3.875%
HK$167,882
−HK$4,448/mo
Today · 4.125%
HK$172,330
baseline
▲ 0.50% · 4.625%
HK$181,414
+HK$9,084/mo
Deposit HK$13.81M · loan HK$32.23M · min. income ≈ HK$344,660/mo (50% DSR)
Upfront cash ≈ HK$15.77M (deposit + AVD stamp duty HK$1,956,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,954
−HK$11,850/mo
▼ 0.25% · 3.875%
HK$194,832
−HK$5,972/mo
Today · 4.125%
HK$200,804
baseline
▲ 0.50% · 4.625%
HK$213,022
+HK$12,218/mo
Deposit HK$4.60M · loan HK$41.43M · min. income ≈ HK$401,608/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$1,956,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,210
−HK$11,357/mo
▼ 0.25% · 3.875%
HK$215,848
−HK$5,719/mo
Today · 4.125%
HK$221,567
baseline
▲ 0.50% · 4.625%
HK$233,246
+HK$11,679/mo
Deposit HK$4.60M · loan HK$41.43M · min. income ≈ HK$443,134/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$1,956,546 · Scale 2, in force from 26 Feb 2026)