LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,501
−HK$659/mo
▼ 0.25% · 3.875%
HK$10,828
−HK$332/mo
Today · 4.125%
HK$11,160
baseline
▲ 0.50% · 4.625%
HK$11,839
+HK$679/mo
Deposit HK$2.30M · loan HK$2.30M · min. income ≈ HK$22,320/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$78,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,683
−HK$631/mo
▼ 0.25% · 3.875%
HK$11,996
−HK$318/mo
Today · 4.125%
HK$12,314
baseline
▲ 0.50% · 4.625%
HK$12,963
+HK$649/mo
Deposit HK$2.30M · loan HK$2.30M · min. income ≈ HK$24,628/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$78,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,601
−HK$791/mo
▼ 0.25% · 3.875%
HK$12,993
−HK$399/mo
Today · 4.125%
HK$13,392
baseline
▲ 0.50% · 4.625%
HK$14,207
+HK$815/mo
Deposit HK$1.84M · loan HK$2.76M · min. income ≈ HK$26,784/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$78,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,019
−HK$757/mo
▼ 0.25% · 3.875%
HK$14,395
−HK$381/mo
Today · 4.125%
HK$14,776
baseline
▲ 0.50% · 4.625%
HK$15,555
+HK$779/mo
Deposit HK$1.84M · loan HK$2.76M · min. income ≈ HK$29,552/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$78,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,702
−HK$922/mo
▼ 0.25% · 3.875%
HK$15,159
−HK$465/mo
Today · 4.125%
HK$15,624
baseline
▲ 0.50% · 4.625%
HK$16,574
+HK$950/mo
Deposit HK$1.38M · loan HK$3.22M · min. income ≈ HK$31,248/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$78,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,356
−HK$883/mo
▼ 0.25% · 3.875%
HK$16,794
−HK$445/mo
Today · 4.125%
HK$17,239
baseline
▲ 0.50% · 4.625%
HK$18,148
+HK$909/mo
Deposit HK$1.38M · loan HK$3.22M · min. income ≈ HK$34,478/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$78,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,902
−HK$1,186/mo
▼ 0.25% · 3.875%
HK$19,490
−HK$598/mo
Today · 4.125%
HK$20,088
baseline
▲ 0.50% · 4.625%
HK$21,310
+HK$1,222/mo
Deposit HK$461K · loan HK$4.14M · min. income ≈ HK$40,176/mo (50% DSR)
Upfront cash ≈ HK$539K (deposit + AVD stamp duty HK$78,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,029
−HK$1,136/mo
▼ 0.25% · 3.875%
HK$21,593
−HK$572/mo
Today · 4.125%
HK$22,165
baseline
▲ 0.50% · 4.625%
HK$23,333
+HK$1,168/mo
Deposit HK$461K · loan HK$4.14M · min. income ≈ HK$44,330/mo (50% DSR)
Upfront cash ≈ HK$539K (deposit + AVD stamp duty HK$78,030 · Scale 2, in force from 26 Feb 2026)