LTV · monthly repayment
▼ 0.50% · 3.625%
HK$105,026
−HK$6,586/mo
▼ 0.25% · 3.875%
HK$108,293
−HK$3,319/mo
Today · 4.125%
HK$111,612
baseline
▲ 0.50% · 4.625%
HK$118,403
+HK$6,791/mo
Deposit HK$23.03M · loan HK$23.03M · min. income ≈ HK$223,224/mo (50% DSR)
Upfront cash ≈ HK$24.99M (deposit + AVD stamp duty HK$1,957,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,840
−HK$6,313/mo
▼ 0.25% · 3.875%
HK$119,974
−HK$3,179/mo
Today · 4.125%
HK$123,153
baseline
▲ 0.50% · 4.625%
HK$129,644
+HK$6,491/mo
Deposit HK$23.03M · loan HK$23.03M · min. income ≈ HK$246,306/mo (50% DSR)
Upfront cash ≈ HK$24.99M (deposit + AVD stamp duty HK$1,957,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,031
−HK$7,903/mo
▼ 0.25% · 3.875%
HK$129,951
−HK$3,983/mo
Today · 4.125%
HK$133,934
baseline
▲ 0.50% · 4.625%
HK$142,084
+HK$8,150/mo
Deposit HK$18.42M · loan HK$27.64M · min. income ≈ HK$267,868/mo (50% DSR)
Upfront cash ≈ HK$20.38M (deposit + AVD stamp duty HK$1,957,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,208
−HK$7,575/mo
▼ 0.25% · 3.875%
HK$143,969
−HK$3,814/mo
Today · 4.125%
HK$147,783
baseline
▲ 0.50% · 4.625%
HK$155,573
+HK$7,790/mo
Deposit HK$18.42M · loan HK$27.64M · min. income ≈ HK$295,566/mo (50% DSR)
Upfront cash ≈ HK$20.38M (deposit + AVD stamp duty HK$1,957,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,036
−HK$9,221/mo
▼ 0.25% · 3.875%
HK$151,610
−HK$4,647/mo
Today · 4.125%
HK$156,257
baseline
▲ 0.50% · 4.625%
HK$165,765
+HK$9,508/mo
Deposit HK$13.82M · loan HK$32.24M · min. income ≈ HK$312,514/mo (50% DSR)
Upfront cash ≈ HK$15.78M (deposit + AVD stamp duty HK$1,957,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,577
−HK$8,837/mo
▼ 0.25% · 3.875%
HK$167,964
−HK$4,450/mo
Today · 4.125%
HK$172,414
baseline
▲ 0.50% · 4.625%
HK$181,502
+HK$9,088/mo
Deposit HK$13.82M · loan HK$32.24M · min. income ≈ HK$344,828/mo (50% DSR)
Upfront cash ≈ HK$15.78M (deposit + AVD stamp duty HK$1,957,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,047
−HK$11,855/mo
▼ 0.25% · 3.875%
HK$194,927
−HK$5,975/mo
Today · 4.125%
HK$200,902
baseline
▲ 0.50% · 4.625%
HK$213,126
+HK$12,224/mo
Deposit HK$4.61M · loan HK$41.45M · min. income ≈ HK$401,804/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$1,957,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,313
−HK$11,362/mo
▼ 0.25% · 3.875%
HK$215,953
−HK$5,722/mo
Today · 4.125%
HK$221,675
baseline
▲ 0.50% · 4.625%
HK$233,360
+HK$11,685/mo
Deposit HK$4.61M · loan HK$41.45M · min. income ≈ HK$443,350/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$1,957,502 · Scale 2, in force from 26 Feb 2026)