LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,503
−HK$658/mo
▼ 0.25% · 3.875%
HK$10,829
−HK$332/mo
Today · 4.125%
HK$11,161
baseline
▲ 0.50% · 4.625%
HK$11,840
+HK$679/mo
Deposit HK$2.30M · loan HK$2.30M · min. income ≈ HK$22,322/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$78,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,684
−HK$631/mo
▼ 0.25% · 3.875%
HK$11,998
−HK$317/mo
Today · 4.125%
HK$12,315
baseline
▲ 0.50% · 4.625%
HK$12,965
+HK$650/mo
Deposit HK$2.30M · loan HK$2.30M · min. income ≈ HK$24,630/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$78,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,603
−HK$791/mo
▼ 0.25% · 3.875%
HK$12,995
−HK$399/mo
Today · 4.125%
HK$13,394
baseline
▲ 0.50% · 4.625%
HK$14,209
+HK$815/mo
Deposit HK$1.84M · loan HK$2.76M · min. income ≈ HK$26,788/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$78,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,021
−HK$757/mo
▼ 0.25% · 3.875%
HK$14,397
−HK$381/mo
Today · 4.125%
HK$14,778
baseline
▲ 0.50% · 4.625%
HK$15,557
+HK$779/mo
Deposit HK$1.84M · loan HK$2.76M · min. income ≈ HK$29,556/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$78,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,704
−HK$922/mo
▼ 0.25% · 3.875%
HK$15,161
−HK$465/mo
Today · 4.125%
HK$15,626
baseline
▲ 0.50% · 4.625%
HK$16,577
+HK$951/mo
Deposit HK$1.38M · loan HK$3.22M · min. income ≈ HK$31,252/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$78,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,358
−HK$884/mo
▼ 0.25% · 3.875%
HK$16,797
−HK$445/mo
Today · 4.125%
HK$17,242
baseline
▲ 0.50% · 4.625%
HK$18,150
+HK$908/mo
Deposit HK$1.38M · loan HK$3.22M · min. income ≈ HK$34,484/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$78,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,905
−HK$1,185/mo
▼ 0.25% · 3.875%
HK$19,493
−HK$597/mo
Today · 4.125%
HK$20,090
baseline
▲ 0.50% · 4.625%
HK$21,313
+HK$1,223/mo
Deposit HK$461K · loan HK$4.15M · min. income ≈ HK$40,180/mo (50% DSR)
Upfront cash ≈ HK$539K (deposit + AVD stamp duty HK$78,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,031
−HK$1,137/mo
▼ 0.25% · 3.875%
HK$21,596
−HK$572/mo
Today · 4.125%
HK$22,168
baseline
▲ 0.50% · 4.625%
HK$23,336
+HK$1,168/mo
Deposit HK$461K · loan HK$4.15M · min. income ≈ HK$44,336/mo (50% DSR)
Upfront cash ≈ HK$539K (deposit + AVD stamp duty HK$78,093 · Scale 2, in force from 26 Feb 2026)