LTV · monthly repayment
▼ 0.50% · 3.625%
HK$105,030
−HK$6,587/mo
▼ 0.25% · 3.875%
HK$108,298
−HK$3,319/mo
Today · 4.125%
HK$111,617
baseline
▲ 0.50% · 4.625%
HK$118,408
+HK$6,791/mo
Deposit HK$23.03M · loan HK$23.03M · min. income ≈ HK$223,234/mo (50% DSR)
Upfront cash ≈ HK$24.99M (deposit + AVD stamp duty HK$1,957,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,845
−HK$6,313/mo
▼ 0.25% · 3.875%
HK$119,979
−HK$3,179/mo
Today · 4.125%
HK$123,158
baseline
▲ 0.50% · 4.625%
HK$129,650
+HK$6,492/mo
Deposit HK$23.03M · loan HK$23.03M · min. income ≈ HK$246,316/mo (50% DSR)
Upfront cash ≈ HK$24.99M (deposit + AVD stamp duty HK$1,957,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,037
−HK$7,903/mo
▼ 0.25% · 3.875%
HK$129,957
−HK$3,983/mo
Today · 4.125%
HK$133,940
baseline
▲ 0.50% · 4.625%
HK$142,090
+HK$8,150/mo
Deposit HK$18.42M · loan HK$27.64M · min. income ≈ HK$267,880/mo (50% DSR)
Upfront cash ≈ HK$20.38M (deposit + AVD stamp duty HK$1,957,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,214
−HK$7,576/mo
▼ 0.25% · 3.875%
HK$143,975
−HK$3,815/mo
Today · 4.125%
HK$147,790
baseline
▲ 0.50% · 4.625%
HK$155,580
+HK$7,790/mo
Deposit HK$18.42M · loan HK$27.64M · min. income ≈ HK$295,580/mo (50% DSR)
Upfront cash ≈ HK$20.38M (deposit + AVD stamp duty HK$1,957,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,043
−HK$9,221/mo
▼ 0.25% · 3.875%
HK$151,617
−HK$4,647/mo
Today · 4.125%
HK$156,264
baseline
▲ 0.50% · 4.625%
HK$165,772
+HK$9,508/mo
Deposit HK$13.82M · loan HK$32.24M · min. income ≈ HK$312,528/mo (50% DSR)
Upfront cash ≈ HK$15.78M (deposit + AVD stamp duty HK$1,957,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,583
−HK$8,838/mo
▼ 0.25% · 3.875%
HK$167,971
−HK$4,450/mo
Today · 4.125%
HK$172,421
baseline
▲ 0.50% · 4.625%
HK$181,510
+HK$9,089/mo
Deposit HK$13.82M · loan HK$32.24M · min. income ≈ HK$344,842/mo (50% DSR)
Upfront cash ≈ HK$15.78M (deposit + AVD stamp duty HK$1,957,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,055
−HK$11,855/mo
▼ 0.25% · 3.875%
HK$194,936
−HK$5,974/mo
Today · 4.125%
HK$200,910
baseline
▲ 0.50% · 4.625%
HK$213,135
+HK$12,225/mo
Deposit HK$4.61M · loan HK$41.45M · min. income ≈ HK$401,820/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$1,957,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,322
−HK$11,363/mo
▼ 0.25% · 3.875%
HK$215,962
−HK$5,723/mo
Today · 4.125%
HK$221,685
baseline
▲ 0.50% · 4.625%
HK$233,370
+HK$11,685/mo
Deposit HK$4.61M · loan HK$41.45M · min. income ≈ HK$443,370/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$1,957,585 · Scale 2, in force from 26 Feb 2026)