LTV · monthly repayment
▼ 0.50% · 3.625%
HK$105,038
−HK$6,587/mo
▼ 0.25% · 3.875%
HK$108,306
−HK$3,319/mo
Today · 4.125%
HK$111,625
baseline
▲ 0.50% · 4.625%
HK$118,417
+HK$6,792/mo
Deposit HK$23.03M · loan HK$23.03M · min. income ≈ HK$223,250/mo (50% DSR)
Upfront cash ≈ HK$24.99M (deposit + AVD stamp duty HK$1,957,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,854
−HK$6,313/mo
▼ 0.25% · 3.875%
HK$119,988
−HK$3,179/mo
Today · 4.125%
HK$123,167
baseline
▲ 0.50% · 4.625%
HK$129,660
+HK$6,493/mo
Deposit HK$23.03M · loan HK$23.03M · min. income ≈ HK$246,334/mo (50% DSR)
Upfront cash ≈ HK$24.99M (deposit + AVD stamp duty HK$1,957,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,046
−HK$7,904/mo
▼ 0.25% · 3.875%
HK$129,967
−HK$3,983/mo
Today · 4.125%
HK$133,950
baseline
▲ 0.50% · 4.625%
HK$142,101
+HK$8,151/mo
Deposit HK$18.43M · loan HK$27.64M · min. income ≈ HK$267,900/mo (50% DSR)
Upfront cash ≈ HK$20.38M (deposit + AVD stamp duty HK$1,957,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,225
−HK$7,576/mo
▼ 0.25% · 3.875%
HK$143,986
−HK$3,815/mo
Today · 4.125%
HK$147,801
baseline
▲ 0.50% · 4.625%
HK$155,591
+HK$7,790/mo
Deposit HK$18.43M · loan HK$27.64M · min. income ≈ HK$295,602/mo (50% DSR)
Upfront cash ≈ HK$20.38M (deposit + AVD stamp duty HK$1,957,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,054
−HK$9,221/mo
▼ 0.25% · 3.875%
HK$151,628
−HK$4,647/mo
Today · 4.125%
HK$156,275
baseline
▲ 0.50% · 4.625%
HK$165,784
+HK$9,509/mo
Deposit HK$13.82M · loan HK$32.24M · min. income ≈ HK$312,550/mo (50% DSR)
Upfront cash ≈ HK$15.78M (deposit + AVD stamp duty HK$1,957,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,596
−HK$8,838/mo
▼ 0.25% · 3.875%
HK$167,983
−HK$4,451/mo
Today · 4.125%
HK$172,434
baseline
▲ 0.50% · 4.625%
HK$181,523
+HK$9,089/mo
Deposit HK$13.82M · loan HK$32.24M · min. income ≈ HK$344,868/mo (50% DSR)
Upfront cash ≈ HK$15.78M (deposit + AVD stamp duty HK$1,957,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,069
−HK$11,856/mo
▼ 0.25% · 3.875%
HK$194,950
−HK$5,975/mo
Today · 4.125%
HK$200,925
baseline
▲ 0.50% · 4.625%
HK$213,151
+HK$12,226/mo
Deposit HK$4.61M · loan HK$41.46M · min. income ≈ HK$401,850/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$1,957,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,337
−HK$11,364/mo
▼ 0.25% · 3.875%
HK$215,978
−HK$5,723/mo
Today · 4.125%
HK$221,701
baseline
▲ 0.50% · 4.625%
HK$233,387
+HK$11,686/mo
Deposit HK$4.61M · loan HK$41.46M · min. income ≈ HK$443,402/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$1,957,730 · Scale 2, in force from 26 Feb 2026)