LTV · monthly repayment
▼ 0.50% · 3.625%
HK$105,044
−HK$6,588/mo
▼ 0.25% · 3.875%
HK$108,312
−HK$3,320/mo
Today · 4.125%
HK$111,632
baseline
▲ 0.50% · 4.625%
HK$118,424
+HK$6,792/mo
Deposit HK$23.03M · loan HK$23.03M · min. income ≈ HK$223,264/mo (50% DSR)
Upfront cash ≈ HK$24.99M (deposit + AVD stamp duty HK$1,957,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,861
−HK$6,313/mo
▼ 0.25% · 3.875%
HK$119,995
−HK$3,179/mo
Today · 4.125%
HK$123,174
baseline
▲ 0.50% · 4.625%
HK$129,667
+HK$6,493/mo
Deposit HK$23.03M · loan HK$23.03M · min. income ≈ HK$246,348/mo (50% DSR)
Upfront cash ≈ HK$24.99M (deposit + AVD stamp duty HK$1,957,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,053
−HK$7,905/mo
▼ 0.25% · 3.875%
HK$129,974
−HK$3,984/mo
Today · 4.125%
HK$133,958
baseline
▲ 0.50% · 4.625%
HK$142,109
+HK$8,151/mo
Deposit HK$18.43M · loan HK$27.64M · min. income ≈ HK$267,916/mo (50% DSR)
Upfront cash ≈ HK$20.38M (deposit + AVD stamp duty HK$1,957,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,233
−HK$7,576/mo
▼ 0.25% · 3.875%
HK$143,994
−HK$3,815/mo
Today · 4.125%
HK$147,809
baseline
▲ 0.50% · 4.625%
HK$155,601
+HK$7,792/mo
Deposit HK$18.43M · loan HK$27.64M · min. income ≈ HK$295,618/mo (50% DSR)
Upfront cash ≈ HK$20.38M (deposit + AVD stamp duty HK$1,957,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,062
−HK$9,222/mo
▼ 0.25% · 3.875%
HK$151,637
−HK$4,647/mo
Today · 4.125%
HK$156,284
baseline
▲ 0.50% · 4.625%
HK$165,794
+HK$9,510/mo
Deposit HK$13.82M · loan HK$32.25M · min. income ≈ HK$312,568/mo (50% DSR)
Upfront cash ≈ HK$15.78M (deposit + AVD stamp duty HK$1,957,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,605
−HK$8,839/mo
▼ 0.25% · 3.875%
HK$167,993
−HK$4,451/mo
Today · 4.125%
HK$172,444
baseline
▲ 0.50% · 4.625%
HK$181,534
+HK$9,090/mo
Deposit HK$13.82M · loan HK$32.25M · min. income ≈ HK$344,888/mo (50% DSR)
Upfront cash ≈ HK$15.78M (deposit + AVD stamp duty HK$1,957,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,080
−HK$11,857/mo
▼ 0.25% · 3.875%
HK$194,961
−HK$5,976/mo
Today · 4.125%
HK$200,937
baseline
▲ 0.50% · 4.625%
HK$213,163
+HK$12,226/mo
Deposit HK$4.61M · loan HK$41.46M · min. income ≈ HK$401,874/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$1,957,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,350
−HK$11,364/mo
▼ 0.25% · 3.875%
HK$215,991
−HK$5,723/mo
Today · 4.125%
HK$221,714
baseline
▲ 0.50% · 4.625%
HK$233,401
+HK$11,687/mo
Deposit HK$4.61M · loan HK$41.46M · min. income ≈ HK$443,428/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$1,957,845 · Scale 2, in force from 26 Feb 2026)