LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,505
−HK$658/mo
▼ 0.25% · 3.875%
HK$10,831
−HK$332/mo
Today · 4.125%
HK$11,163
baseline
▲ 0.50% · 4.625%
HK$11,843
+HK$680/mo
Deposit HK$2.30M · loan HK$2.30M · min. income ≈ HK$22,326/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$78,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,686
−HK$632/mo
▼ 0.25% · 3.875%
HK$12,000
−HK$318/mo
Today · 4.125%
HK$12,318
baseline
▲ 0.50% · 4.625%
HK$12,967
+HK$649/mo
Deposit HK$2.30M · loan HK$2.30M · min. income ≈ HK$24,636/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$78,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,605
−HK$791/mo
▼ 0.25% · 3.875%
HK$12,998
−HK$398/mo
Today · 4.125%
HK$13,396
baseline
▲ 0.50% · 4.625%
HK$14,211
+HK$815/mo
Deposit HK$1.84M · loan HK$2.76M · min. income ≈ HK$26,792/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$78,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,023
−HK$758/mo
▼ 0.25% · 3.875%
HK$14,400
−HK$381/mo
Today · 4.125%
HK$14,781
baseline
▲ 0.50% · 4.625%
HK$15,560
+HK$779/mo
Deposit HK$1.84M · loan HK$2.76M · min. income ≈ HK$29,562/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$78,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,706
−HK$923/mo
▼ 0.25% · 3.875%
HK$15,164
−HK$465/mo
Today · 4.125%
HK$15,629
baseline
▲ 0.50% · 4.625%
HK$16,580
+HK$951/mo
Deposit HK$1.38M · loan HK$3.22M · min. income ≈ HK$31,258/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$78,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,361
−HK$884/mo
▼ 0.25% · 3.875%
HK$16,800
−HK$445/mo
Today · 4.125%
HK$17,245
baseline
▲ 0.50% · 4.625%
HK$18,154
+HK$909/mo
Deposit HK$1.38M · loan HK$3.22M · min. income ≈ HK$34,490/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$78,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,908
−HK$1,186/mo
▼ 0.25% · 3.875%
HK$19,496
−HK$598/mo
Today · 4.125%
HK$20,094
baseline
▲ 0.50% · 4.625%
HK$21,317
+HK$1,223/mo
Deposit HK$461K · loan HK$4.15M · min. income ≈ HK$40,188/mo (50% DSR)
Upfront cash ≈ HK$539K (deposit + AVD stamp duty HK$78,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,035
−HK$1,137/mo
▼ 0.25% · 3.875%
HK$21,599
−HK$573/mo
Today · 4.125%
HK$22,172
baseline
▲ 0.50% · 4.625%
HK$23,340
+HK$1,168/mo
Deposit HK$461K · loan HK$4.15M · min. income ≈ HK$44,344/mo (50% DSR)
Upfront cash ≈ HK$539K (deposit + AVD stamp duty HK$78,176 · Scale 2, in force from 26 Feb 2026)