LTV · monthly repayment
▼ 0.50% · 3.625%
HK$105,046
−HK$6,587/mo
▼ 0.25% · 3.875%
HK$108,313
−HK$3,320/mo
Today · 4.125%
HK$111,633
baseline
▲ 0.50% · 4.625%
HK$118,426
+HK$6,793/mo
Deposit HK$23.03M · loan HK$23.03M · min. income ≈ HK$223,266/mo (50% DSR)
Upfront cash ≈ HK$24.99M (deposit + AVD stamp duty HK$1,957,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,863
−HK$6,313/mo
▼ 0.25% · 3.875%
HK$119,997
−HK$3,179/mo
Today · 4.125%
HK$123,176
baseline
▲ 0.50% · 4.625%
HK$129,669
+HK$6,493/mo
Deposit HK$23.03M · loan HK$23.03M · min. income ≈ HK$246,352/mo (50% DSR)
Upfront cash ≈ HK$24.99M (deposit + AVD stamp duty HK$1,957,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,055
−HK$7,905/mo
▼ 0.25% · 3.875%
HK$129,976
−HK$3,984/mo
Today · 4.125%
HK$133,960
baseline
▲ 0.50% · 4.625%
HK$142,111
+HK$8,151/mo
Deposit HK$18.43M · loan HK$27.64M · min. income ≈ HK$267,920/mo (50% DSR)
Upfront cash ≈ HK$20.38M (deposit + AVD stamp duty HK$1,957,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,235
−HK$7,577/mo
▼ 0.25% · 3.875%
HK$143,996
−HK$3,816/mo
Today · 4.125%
HK$147,812
baseline
▲ 0.50% · 4.625%
HK$155,603
+HK$7,791/mo
Deposit HK$18.43M · loan HK$27.64M · min. income ≈ HK$295,624/mo (50% DSR)
Upfront cash ≈ HK$20.38M (deposit + AVD stamp duty HK$1,957,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,064
−HK$9,223/mo
▼ 0.25% · 3.875%
HK$151,639
−HK$4,648/mo
Today · 4.125%
HK$156,287
baseline
▲ 0.50% · 4.625%
HK$165,796
+HK$9,509/mo
Deposit HK$13.82M · loan HK$32.25M · min. income ≈ HK$312,574/mo (50% DSR)
Upfront cash ≈ HK$15.78M (deposit + AVD stamp duty HK$1,957,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,608
−HK$8,839/mo
▼ 0.25% · 3.875%
HK$167,995
−HK$4,452/mo
Today · 4.125%
HK$172,447
baseline
▲ 0.50% · 4.625%
HK$181,537
+HK$9,090/mo
Deposit HK$13.82M · loan HK$32.25M · min. income ≈ HK$344,894/mo (50% DSR)
Upfront cash ≈ HK$15.78M (deposit + AVD stamp duty HK$1,957,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,083
−HK$11,857/mo
▼ 0.25% · 3.875%
HK$194,964
−HK$5,976/mo
Today · 4.125%
HK$200,940
baseline
▲ 0.50% · 4.625%
HK$213,167
+HK$12,227/mo
Deposit HK$4.61M · loan HK$41.46M · min. income ≈ HK$401,880/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$1,957,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,353
−HK$11,364/mo
▼ 0.25% · 3.875%
HK$215,994
−HK$5,723/mo
Today · 4.125%
HK$221,717
baseline
▲ 0.50% · 4.625%
HK$233,404
+HK$11,687/mo
Deposit HK$4.61M · loan HK$41.46M · min. income ≈ HK$443,434/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$1,957,874 · Scale 2, in force from 26 Feb 2026)