LTV · monthly repayment
▼ 0.50% · 3.625%
HK$105,060
−HK$6,588/mo
▼ 0.25% · 3.875%
HK$108,328
−HK$3,320/mo
Today · 4.125%
HK$111,648
baseline
▲ 0.50% · 4.625%
HK$118,441
+HK$6,793/mo
Deposit HK$23.04M · loan HK$23.04M · min. income ≈ HK$223,296/mo (50% DSR)
Upfront cash ≈ HK$24.99M (deposit + AVD stamp duty HK$1,958,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,878
−HK$6,314/mo
▼ 0.25% · 3.875%
HK$120,012
−HK$3,180/mo
Today · 4.125%
HK$123,192
baseline
▲ 0.50% · 4.625%
HK$129,686
+HK$6,494/mo
Deposit HK$23.04M · loan HK$23.04M · min. income ≈ HK$246,384/mo (50% DSR)
Upfront cash ≈ HK$24.99M (deposit + AVD stamp duty HK$1,958,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,072
−HK$7,905/mo
▼ 0.25% · 3.875%
HK$129,993
−HK$3,984/mo
Today · 4.125%
HK$133,977
baseline
▲ 0.50% · 4.625%
HK$142,130
+HK$8,153/mo
Deposit HK$18.43M · loan HK$27.64M · min. income ≈ HK$267,954/mo (50% DSR)
Upfront cash ≈ HK$20.39M (deposit + AVD stamp duty HK$1,958,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,253
−HK$7,578/mo
▼ 0.25% · 3.875%
HK$144,015
−HK$3,816/mo
Today · 4.125%
HK$147,831
baseline
▲ 0.50% · 4.625%
HK$155,623
+HK$7,792/mo
Deposit HK$18.43M · loan HK$27.64M · min. income ≈ HK$295,662/mo (50% DSR)
Upfront cash ≈ HK$20.39M (deposit + AVD stamp duty HK$1,958,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,084
−HK$9,223/mo
▼ 0.25% · 3.875%
HK$151,659
−HK$4,648/mo
Today · 4.125%
HK$156,307
baseline
▲ 0.50% · 4.625%
HK$165,818
+HK$9,511/mo
Deposit HK$13.82M · loan HK$32.25M · min. income ≈ HK$312,614/mo (50% DSR)
Upfront cash ≈ HK$15.78M (deposit + AVD stamp duty HK$1,958,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,629
−HK$8,840/mo
▼ 0.25% · 3.875%
HK$168,017
−HK$4,452/mo
Today · 4.125%
HK$172,469
baseline
▲ 0.50% · 4.625%
HK$181,561
+HK$9,092/mo
Deposit HK$13.82M · loan HK$32.25M · min. income ≈ HK$344,938/mo (50% DSR)
Upfront cash ≈ HK$15.78M (deposit + AVD stamp duty HK$1,958,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,107
−HK$11,859/mo
▼ 0.25% · 3.875%
HK$194,990
−HK$5,976/mo
Today · 4.125%
HK$200,966
baseline
▲ 0.50% · 4.625%
HK$213,195
+HK$12,229/mo
Deposit HK$4.61M · loan HK$41.47M · min. income ≈ HK$401,932/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$1,958,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,380
−HK$11,366/mo
▼ 0.25% · 3.875%
HK$216,022
−HK$5,724/mo
Today · 4.125%
HK$221,746
baseline
▲ 0.50% · 4.625%
HK$233,435
+HK$11,689/mo
Deposit HK$4.61M · loan HK$41.47M · min. income ≈ HK$443,492/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$1,958,130 · Scale 2, in force from 26 Feb 2026)