LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,506
−HK$659/mo
▼ 0.25% · 3.875%
HK$10,833
−HK$332/mo
Today · 4.125%
HK$11,165
baseline
▲ 0.50% · 4.625%
HK$11,845
+HK$680/mo
Deposit HK$2.30M · loan HK$2.30M · min. income ≈ HK$22,330/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$78,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,688
−HK$632/mo
▼ 0.25% · 3.875%
HK$12,002
−HK$318/mo
Today · 4.125%
HK$12,320
baseline
▲ 0.50% · 4.625%
HK$12,969
+HK$649/mo
Deposit HK$2.30M · loan HK$2.30M · min. income ≈ HK$24,640/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$78,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,608
−HK$790/mo
▼ 0.25% · 3.875%
HK$13,000
−HK$398/mo
Today · 4.125%
HK$13,398
baseline
▲ 0.50% · 4.625%
HK$14,214
+HK$816/mo
Deposit HK$1.84M · loan HK$2.76M · min. income ≈ HK$26,796/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$78,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,026
−HK$758/mo
▼ 0.25% · 3.875%
HK$14,402
−HK$382/mo
Today · 4.125%
HK$14,784
baseline
▲ 0.50% · 4.625%
HK$15,563
+HK$779/mo
Deposit HK$1.84M · loan HK$2.76M · min. income ≈ HK$29,568/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$78,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,709
−HK$922/mo
▼ 0.25% · 3.875%
HK$15,167
−HK$464/mo
Today · 4.125%
HK$15,631
baseline
▲ 0.50% · 4.625%
HK$16,583
+HK$952/mo
Deposit HK$1.38M · loan HK$3.23M · min. income ≈ HK$31,262/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$78,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,364
−HK$884/mo
▼ 0.25% · 3.875%
HK$16,803
−HK$445/mo
Today · 4.125%
HK$17,248
baseline
▲ 0.50% · 4.625%
HK$18,157
+HK$909/mo
Deposit HK$1.38M · loan HK$3.23M · min. income ≈ HK$34,496/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$78,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,912
−HK$1,186/mo
▼ 0.25% · 3.875%
HK$19,500
−HK$598/mo
Today · 4.125%
HK$20,098
baseline
▲ 0.50% · 4.625%
HK$21,321
+HK$1,223/mo
Deposit HK$461K · loan HK$4.15M · min. income ≈ HK$40,196/mo (50% DSR)
Upfront cash ≈ HK$539K (deposit + AVD stamp duty HK$78,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,039
−HK$1,137/mo
▼ 0.25% · 3.875%
HK$21,603
−HK$573/mo
Today · 4.125%
HK$22,176
baseline
▲ 0.50% · 4.625%
HK$23,345
+HK$1,169/mo
Deposit HK$461K · loan HK$4.15M · min. income ≈ HK$44,352/mo (50% DSR)
Upfront cash ≈ HK$539K (deposit + AVD stamp duty HK$78,260 · Scale 2, in force from 26 Feb 2026)