LTV · monthly repayment
▼ 0.50% · 3.625%
HK$105,076
−HK$6,589/mo
▼ 0.25% · 3.875%
HK$108,345
−HK$3,320/mo
Today · 4.125%
HK$111,665
baseline
▲ 0.50% · 4.625%
HK$118,460
+HK$6,795/mo
Deposit HK$23.04M · loan HK$23.04M · min. income ≈ HK$223,330/mo (50% DSR)
Upfront cash ≈ HK$25.00M (deposit + AVD stamp duty HK$1,958,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,896
−HK$6,316/mo
▼ 0.25% · 3.875%
HK$120,031
−HK$3,181/mo
Today · 4.125%
HK$123,212
baseline
▲ 0.50% · 4.625%
HK$129,706
+HK$6,494/mo
Deposit HK$23.04M · loan HK$23.04M · min. income ≈ HK$246,424/mo (50% DSR)
Upfront cash ≈ HK$25.00M (deposit + AVD stamp duty HK$1,958,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,091
−HK$7,907/mo
▼ 0.25% · 3.875%
HK$130,013
−HK$3,985/mo
Today · 4.125%
HK$133,998
baseline
▲ 0.50% · 4.625%
HK$142,152
+HK$8,154/mo
Deposit HK$18.43M · loan HK$27.65M · min. income ≈ HK$267,996/mo (50% DSR)
Upfront cash ≈ HK$20.39M (deposit + AVD stamp duty HK$1,958,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,275
−HK$7,579/mo
▼ 0.25% · 3.875%
HK$144,037
−HK$3,817/mo
Today · 4.125%
HK$147,854
baseline
▲ 0.50% · 4.625%
HK$155,648
+HK$7,794/mo
Deposit HK$18.43M · loan HK$27.65M · min. income ≈ HK$295,708/mo (50% DSR)
Upfront cash ≈ HK$20.39M (deposit + AVD stamp duty HK$1,958,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,107
−HK$9,224/mo
▼ 0.25% · 3.875%
HK$151,682
−HK$4,649/mo
Today · 4.125%
HK$156,331
baseline
▲ 0.50% · 4.625%
HK$165,844
+HK$9,513/mo
Deposit HK$13.82M · loan HK$32.26M · min. income ≈ HK$312,662/mo (50% DSR)
Upfront cash ≈ HK$15.78M (deposit + AVD stamp duty HK$1,958,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,655
−HK$8,841/mo
▼ 0.25% · 3.875%
HK$168,044
−HK$4,452/mo
Today · 4.125%
HK$172,496
baseline
▲ 0.50% · 4.625%
HK$181,589
+HK$9,093/mo
Deposit HK$13.82M · loan HK$32.26M · min. income ≈ HK$344,992/mo (50% DSR)
Upfront cash ≈ HK$15.78M (deposit + AVD stamp duty HK$1,958,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,137
−HK$11,861/mo
▼ 0.25% · 3.875%
HK$195,020
−HK$5,978/mo
Today · 4.125%
HK$200,998
baseline
▲ 0.50% · 4.625%
HK$213,228
+HK$12,230/mo
Deposit HK$4.61M · loan HK$41.47M · min. income ≈ HK$401,996/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$1,958,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,413
−HK$11,368/mo
▼ 0.25% · 3.875%
HK$216,056
−HK$5,725/mo
Today · 4.125%
HK$221,781
baseline
▲ 0.50% · 4.625%
HK$233,471
+HK$11,690/mo
Deposit HK$4.61M · loan HK$41.47M · min. income ≈ HK$443,562/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$1,958,436 · Scale 2, in force from 26 Feb 2026)