LTV · monthly repayment
▼ 0.50% · 3.625%
HK$105,079
−HK$6,590/mo
▼ 0.25% · 3.875%
HK$108,348
−HK$3,321/mo
Today · 4.125%
HK$111,669
baseline
▲ 0.50% · 4.625%
HK$118,463
+HK$6,794/mo
Deposit HK$23.04M · loan HK$23.04M · min. income ≈ HK$223,338/mo (50% DSR)
Upfront cash ≈ HK$25.00M (deposit + AVD stamp duty HK$1,958,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,900
−HK$6,315/mo
▼ 0.25% · 3.875%
HK$120,035
−HK$3,180/mo
Today · 4.125%
HK$123,215
baseline
▲ 0.50% · 4.625%
HK$129,710
+HK$6,495/mo
Deposit HK$23.04M · loan HK$23.04M · min. income ≈ HK$246,430/mo (50% DSR)
Upfront cash ≈ HK$25.00M (deposit + AVD stamp duty HK$1,958,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,095
−HK$7,907/mo
▼ 0.25% · 3.875%
HK$130,017
−HK$3,985/mo
Today · 4.125%
HK$134,002
baseline
▲ 0.50% · 4.625%
HK$142,156
+HK$8,154/mo
Deposit HK$18.43M · loan HK$27.65M · min. income ≈ HK$268,004/mo (50% DSR)
Upfront cash ≈ HK$20.39M (deposit + AVD stamp duty HK$1,958,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,279
−HK$7,579/mo
▼ 0.25% · 3.875%
HK$144,042
−HK$3,816/mo
Today · 4.125%
HK$147,858
baseline
▲ 0.50% · 4.625%
HK$155,652
+HK$7,794/mo
Deposit HK$18.43M · loan HK$27.65M · min. income ≈ HK$295,716/mo (50% DSR)
Upfront cash ≈ HK$20.39M (deposit + AVD stamp duty HK$1,958,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,111
−HK$9,225/mo
▼ 0.25% · 3.875%
HK$151,687
−HK$4,649/mo
Today · 4.125%
HK$156,336
baseline
▲ 0.50% · 4.625%
HK$165,849
+HK$9,513/mo
Deposit HK$13.82M · loan HK$32.26M · min. income ≈ HK$312,672/mo (50% DSR)
Upfront cash ≈ HK$15.78M (deposit + AVD stamp duty HK$1,958,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,659
−HK$8,842/mo
▼ 0.25% · 3.875%
HK$168,049
−HK$4,452/mo
Today · 4.125%
HK$172,501
baseline
▲ 0.50% · 4.625%
HK$181,594
+HK$9,093/mo
Deposit HK$13.82M · loan HK$32.26M · min. income ≈ HK$345,002/mo (50% DSR)
Upfront cash ≈ HK$15.78M (deposit + AVD stamp duty HK$1,958,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,143
−HK$11,860/mo
▼ 0.25% · 3.875%
HK$195,026
−HK$5,977/mo
Today · 4.125%
HK$201,003
baseline
▲ 0.50% · 4.625%
HK$213,234
+HK$12,231/mo
Deposit HK$4.61M · loan HK$41.47M · min. income ≈ HK$402,006/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$1,958,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,419
−HK$11,369/mo
▼ 0.25% · 3.875%
HK$216,063
−HK$5,725/mo
Today · 4.125%
HK$221,788
baseline
▲ 0.50% · 4.625%
HK$233,478
+HK$11,690/mo
Deposit HK$4.61M · loan HK$41.47M · min. income ≈ HK$443,576/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$1,958,493 · Scale 2, in force from 26 Feb 2026)