LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,508
−HK$659/mo
▼ 0.25% · 3.875%
HK$10,835
−HK$332/mo
Today · 4.125%
HK$11,167
baseline
▲ 0.50% · 4.625%
HK$11,847
+HK$680/mo
Deposit HK$2.30M · loan HK$2.30M · min. income ≈ HK$22,334/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$78,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,690
−HK$632/mo
▼ 0.25% · 3.875%
HK$12,004
−HK$318/mo
Today · 4.125%
HK$12,322
baseline
▲ 0.50% · 4.625%
HK$12,971
+HK$649/mo
Deposit HK$2.30M · loan HK$2.30M · min. income ≈ HK$24,644/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$78,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,610
−HK$791/mo
▼ 0.25% · 3.875%
HK$13,002
−HK$399/mo
Today · 4.125%
HK$13,401
baseline
▲ 0.50% · 4.625%
HK$14,216
+HK$815/mo
Deposit HK$1.84M · loan HK$2.76M · min. income ≈ HK$26,802/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$78,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,028
−HK$758/mo
▼ 0.25% · 3.875%
HK$14,405
−HK$381/mo
Today · 4.125%
HK$14,786
baseline
▲ 0.50% · 4.625%
HK$15,566
+HK$780/mo
Deposit HK$1.84M · loan HK$2.76M · min. income ≈ HK$29,572/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$78,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,711
−HK$923/mo
▼ 0.25% · 3.875%
HK$15,169
−HK$465/mo
Today · 4.125%
HK$15,634
baseline
▲ 0.50% · 4.625%
HK$16,585
+HK$951/mo
Deposit HK$1.38M · loan HK$3.23M · min. income ≈ HK$31,268/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$78,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,366
−HK$885/mo
▼ 0.25% · 3.875%
HK$16,805
−HK$446/mo
Today · 4.125%
HK$17,251
baseline
▲ 0.50% · 4.625%
HK$18,160
+HK$909/mo
Deposit HK$1.38M · loan HK$3.23M · min. income ≈ HK$34,502/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$78,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,915
−HK$1,186/mo
▼ 0.25% · 3.875%
HK$19,503
−HK$598/mo
Today · 4.125%
HK$20,101
baseline
▲ 0.50% · 4.625%
HK$21,324
+HK$1,223/mo
Deposit HK$461K · loan HK$4.15M · min. income ≈ HK$40,202/mo (50% DSR)
Upfront cash ≈ HK$539K (deposit + AVD stamp duty HK$78,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,042
−HK$1,137/mo
▼ 0.25% · 3.875%
HK$21,607
−HK$572/mo
Today · 4.125%
HK$22,179
baseline
▲ 0.50% · 4.625%
HK$23,348
+HK$1,169/mo
Deposit HK$461K · loan HK$4.15M · min. income ≈ HK$44,358/mo (50% DSR)
Upfront cash ≈ HK$539K (deposit + AVD stamp duty HK$78,334 · Scale 2, in force from 26 Feb 2026)