LTV · monthly repayment
▼ 0.50% · 3.625%
HK$105,085
−HK$6,590/mo
▼ 0.25% · 3.875%
HK$108,354
−HK$3,321/mo
Today · 4.125%
HK$111,675
baseline
▲ 0.50% · 4.625%
HK$118,470
+HK$6,795/mo
Deposit HK$23.04M · loan HK$23.04M · min. income ≈ HK$223,350/mo (50% DSR)
Upfront cash ≈ HK$25.00M (deposit + AVD stamp duty HK$1,958,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,906
−HK$6,316/mo
▼ 0.25% · 3.875%
HK$120,042
−HK$3,180/mo
Today · 4.125%
HK$123,222
baseline
▲ 0.50% · 4.625%
HK$129,718
+HK$6,496/mo
Deposit HK$23.04M · loan HK$23.04M · min. income ≈ HK$246,444/mo (50% DSR)
Upfront cash ≈ HK$25.00M (deposit + AVD stamp duty HK$1,958,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,102
−HK$7,908/mo
▼ 0.25% · 3.875%
HK$130,025
−HK$3,985/mo
Today · 4.125%
HK$134,010
baseline
▲ 0.50% · 4.625%
HK$142,164
+HK$8,154/mo
Deposit HK$18.43M · loan HK$27.65M · min. income ≈ HK$268,020/mo (50% DSR)
Upfront cash ≈ HK$20.39M (deposit + AVD stamp duty HK$1,958,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,287
−HK$7,580/mo
▼ 0.25% · 3.875%
HK$144,050
−HK$3,817/mo
Today · 4.125%
HK$147,867
baseline
▲ 0.50% · 4.625%
HK$155,661
+HK$7,794/mo
Deposit HK$18.43M · loan HK$27.65M · min. income ≈ HK$295,734/mo (50% DSR)
Upfront cash ≈ HK$20.39M (deposit + AVD stamp duty HK$1,958,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,119
−HK$9,226/mo
▼ 0.25% · 3.875%
HK$151,696
−HK$4,649/mo
Today · 4.125%
HK$156,345
baseline
▲ 0.50% · 4.625%
HK$165,858
+HK$9,513/mo
Deposit HK$13.83M · loan HK$32.26M · min. income ≈ HK$312,690/mo (50% DSR)
Upfront cash ≈ HK$15.78M (deposit + AVD stamp duty HK$1,958,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,669
−HK$8,842/mo
▼ 0.25% · 3.875%
HK$168,058
−HK$4,453/mo
Today · 4.125%
HK$172,511
baseline
▲ 0.50% · 4.625%
HK$181,605
+HK$9,094/mo
Deposit HK$13.83M · loan HK$32.26M · min. income ≈ HK$345,022/mo (50% DSR)
Upfront cash ≈ HK$15.78M (deposit + AVD stamp duty HK$1,958,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,153
−HK$11,862/mo
▼ 0.25% · 3.875%
HK$195,037
−HK$5,978/mo
Today · 4.125%
HK$201,015
baseline
▲ 0.50% · 4.625%
HK$213,246
+HK$12,231/mo
Deposit HK$4.61M · loan HK$41.48M · min. income ≈ HK$402,030/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$1,958,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,431
−HK$11,369/mo
▼ 0.25% · 3.875%
HK$216,075
−HK$5,725/mo
Today · 4.125%
HK$221,800
baseline
▲ 0.50% · 4.625%
HK$233,492
+HK$11,692/mo
Deposit HK$4.61M · loan HK$41.48M · min. income ≈ HK$443,600/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$1,958,605 · Scale 2, in force from 26 Feb 2026)