LTV · monthly repayment
▼ 0.50% · 3.625%
HK$105,091
−HK$6,590/mo
▼ 0.25% · 3.875%
HK$108,359
−HK$3,322/mo
Today · 4.125%
HK$111,681
baseline
▲ 0.50% · 4.625%
HK$118,476
+HK$6,795/mo
Deposit HK$23.04M · loan HK$23.04M · min. income ≈ HK$223,362/mo (50% DSR)
Upfront cash ≈ HK$25.00M (deposit + AVD stamp duty HK$1,958,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,912
−HK$6,317/mo
▼ 0.25% · 3.875%
HK$120,048
−HK$3,181/mo
Today · 4.125%
HK$123,229
baseline
▲ 0.50% · 4.625%
HK$129,724
+HK$6,495/mo
Deposit HK$23.04M · loan HK$23.04M · min. income ≈ HK$246,458/mo (50% DSR)
Upfront cash ≈ HK$25.00M (deposit + AVD stamp duty HK$1,958,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,109
−HK$7,908/mo
▼ 0.25% · 3.875%
HK$130,031
−HK$3,986/mo
Today · 4.125%
HK$134,017
baseline
▲ 0.50% · 4.625%
HK$142,171
+HK$8,154/mo
Deposit HK$18.43M · loan HK$27.65M · min. income ≈ HK$268,034/mo (50% DSR)
Upfront cash ≈ HK$20.39M (deposit + AVD stamp duty HK$1,958,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,295
−HK$7,579/mo
▼ 0.25% · 3.875%
HK$144,057
−HK$3,817/mo
Today · 4.125%
HK$147,874
baseline
▲ 0.50% · 4.625%
HK$155,669
+HK$7,795/mo
Deposit HK$18.43M · loan HK$27.65M · min. income ≈ HK$295,748/mo (50% DSR)
Upfront cash ≈ HK$20.39M (deposit + AVD stamp duty HK$1,958,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,127
−HK$9,226/mo
▼ 0.25% · 3.875%
HK$151,703
−HK$4,650/mo
Today · 4.125%
HK$156,353
baseline
▲ 0.50% · 4.625%
HK$165,867
+HK$9,514/mo
Deposit HK$13.83M · loan HK$32.26M · min. income ≈ HK$312,706/mo (50% DSR)
Upfront cash ≈ HK$15.78M (deposit + AVD stamp duty HK$1,958,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,677
−HK$8,843/mo
▼ 0.25% · 3.875%
HK$168,067
−HK$4,453/mo
Today · 4.125%
HK$172,520
baseline
▲ 0.50% · 4.625%
HK$181,614
+HK$9,094/mo
Deposit HK$13.83M · loan HK$32.26M · min. income ≈ HK$345,040/mo (50% DSR)
Upfront cash ≈ HK$15.78M (deposit + AVD stamp duty HK$1,958,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,163
−HK$11,862/mo
▼ 0.25% · 3.875%
HK$195,047
−HK$5,978/mo
Today · 4.125%
HK$201,025
baseline
▲ 0.50% · 4.625%
HK$213,257
+HK$12,232/mo
Deposit HK$4.61M · loan HK$41.48M · min. income ≈ HK$402,050/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$1,958,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,442
−HK$11,369/mo
▼ 0.25% · 3.875%
HK$216,086
−HK$5,725/mo
Today · 4.125%
HK$221,811
baseline
▲ 0.50% · 4.625%
HK$233,503
+HK$11,692/mo
Deposit HK$4.61M · loan HK$41.48M · min. income ≈ HK$443,622/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$1,958,705 · Scale 2, in force from 26 Feb 2026)