LTV · monthly repayment
▼ 0.50% · 3.625%
HK$105,101
−HK$6,591/mo
▼ 0.25% · 3.875%
HK$108,371
−HK$3,321/mo
Today · 4.125%
HK$111,692
baseline
▲ 0.50% · 4.625%
HK$118,488
+HK$6,796/mo
Deposit HK$23.05M · loan HK$23.05M · min. income ≈ HK$223,384/mo (50% DSR)
Upfront cash ≈ HK$25.00M (deposit + AVD stamp duty HK$1,958,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,924
−HK$6,317/mo
▼ 0.25% · 3.875%
HK$120,060
−HK$3,181/mo
Today · 4.125%
HK$123,241
baseline
▲ 0.50% · 4.625%
HK$129,738
+HK$6,497/mo
Deposit HK$23.05M · loan HK$23.05M · min. income ≈ HK$246,482/mo (50% DSR)
Upfront cash ≈ HK$25.00M (deposit + AVD stamp duty HK$1,958,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,122
−HK$7,909/mo
▼ 0.25% · 3.875%
HK$130,045
−HK$3,986/mo
Today · 4.125%
HK$134,031
baseline
▲ 0.50% · 4.625%
HK$142,186
+HK$8,155/mo
Deposit HK$18.44M · loan HK$27.66M · min. income ≈ HK$268,062/mo (50% DSR)
Upfront cash ≈ HK$20.40M (deposit + AVD stamp duty HK$1,958,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,309
−HK$7,581/mo
▼ 0.25% · 3.875%
HK$144,072
−HK$3,818/mo
Today · 4.125%
HK$147,890
baseline
▲ 0.50% · 4.625%
HK$155,685
+HK$7,795/mo
Deposit HK$18.44M · loan HK$27.66M · min. income ≈ HK$295,780/mo (50% DSR)
Upfront cash ≈ HK$20.40M (deposit + AVD stamp duty HK$1,958,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,142
−HK$9,227/mo
▼ 0.25% · 3.875%
HK$151,719
−HK$4,650/mo
Today · 4.125%
HK$156,369
baseline
▲ 0.50% · 4.625%
HK$165,884
+HK$9,515/mo
Deposit HK$13.83M · loan HK$32.26M · min. income ≈ HK$312,738/mo (50% DSR)
Upfront cash ≈ HK$15.79M (deposit + AVD stamp duty HK$1,958,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,694
−HK$8,844/mo
▼ 0.25% · 3.875%
HK$168,084
−HK$4,454/mo
Today · 4.125%
HK$172,538
baseline
▲ 0.50% · 4.625%
HK$181,633
+HK$9,095/mo
Deposit HK$13.83M · loan HK$32.26M · min. income ≈ HK$345,076/mo (50% DSR)
Upfront cash ≈ HK$15.79M (deposit + AVD stamp duty HK$1,958,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,183
−HK$11,863/mo
▼ 0.25% · 3.875%
HK$195,067
−HK$5,979/mo
Today · 4.125%
HK$201,046
baseline
▲ 0.50% · 4.625%
HK$213,279
+HK$12,233/mo
Deposit HK$4.61M · loan HK$41.48M · min. income ≈ HK$402,092/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$1,958,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,464
−HK$11,370/mo
▼ 0.25% · 3.875%
HK$216,108
−HK$5,726/mo
Today · 4.125%
HK$221,834
baseline
▲ 0.50% · 4.625%
HK$233,528
+HK$11,694/mo
Deposit HK$4.61M · loan HK$41.48M · min. income ≈ HK$443,668/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$1,958,908 · Scale 2, in force from 26 Feb 2026)