LTV · monthly repayment
▼ 0.50% · 3.625%
HK$105,183
−HK$6,596/mo
▼ 0.25% · 3.875%
HK$108,455
−HK$3,324/mo
Today · 4.125%
HK$111,779
baseline
▲ 0.50% · 4.625%
HK$118,580
+HK$6,801/mo
Deposit HK$23.06M · loan HK$23.06M · min. income ≈ HK$223,558/mo (50% DSR)
Upfront cash ≈ HK$25.02M (deposit + AVD stamp duty HK$1,960,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,015
−HK$6,322/mo
▼ 0.25% · 3.875%
HK$120,153
−HK$3,184/mo
Today · 4.125%
HK$123,337
baseline
▲ 0.50% · 4.625%
HK$129,838
+HK$6,501/mo
Deposit HK$23.06M · loan HK$23.06M · min. income ≈ HK$246,674/mo (50% DSR)
Upfront cash ≈ HK$25.02M (deposit + AVD stamp duty HK$1,960,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,219
−HK$7,916/mo
▼ 0.25% · 3.875%
HK$130,146
−HK$3,989/mo
Today · 4.125%
HK$134,135
baseline
▲ 0.50% · 4.625%
HK$142,296
+HK$8,161/mo
Deposit HK$18.45M · loan HK$27.68M · min. income ≈ HK$268,270/mo (50% DSR)
Upfront cash ≈ HK$20.41M (deposit + AVD stamp duty HK$1,960,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,418
−HK$7,586/mo
▼ 0.25% · 3.875%
HK$144,184
−HK$3,820/mo
Today · 4.125%
HK$148,004
baseline
▲ 0.50% · 4.625%
HK$155,806
+HK$7,802/mo
Deposit HK$18.45M · loan HK$27.68M · min. income ≈ HK$296,008/mo (50% DSR)
Upfront cash ≈ HK$20.41M (deposit + AVD stamp duty HK$1,960,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,256
−HK$9,234/mo
▼ 0.25% · 3.875%
HK$151,837
−HK$4,653/mo
Today · 4.125%
HK$156,490
baseline
▲ 0.50% · 4.625%
HK$166,012
+HK$9,522/mo
Deposit HK$13.84M · loan HK$32.29M · min. income ≈ HK$312,980/mo (50% DSR)
Upfront cash ≈ HK$15.80M (deposit + AVD stamp duty HK$1,960,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,821
−HK$8,851/mo
▼ 0.25% · 3.875%
HK$168,214
−HK$4,458/mo
Today · 4.125%
HK$172,672
baseline
▲ 0.50% · 4.625%
HK$181,773
+HK$9,101/mo
Deposit HK$13.84M · loan HK$32.29M · min. income ≈ HK$345,344/mo (50% DSR)
Upfront cash ≈ HK$15.80M (deposit + AVD stamp duty HK$1,960,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,329
−HK$11,873/mo
▼ 0.25% · 3.875%
HK$195,218
−HK$5,984/mo
Today · 4.125%
HK$201,202
baseline
▲ 0.50% · 4.625%
HK$213,444
+HK$12,242/mo
Deposit HK$4.61M · loan HK$41.51M · min. income ≈ HK$402,404/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$1,960,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,627
−HK$11,379/mo
▼ 0.25% · 3.875%
HK$216,276
−HK$5,730/mo
Today · 4.125%
HK$222,006
baseline
▲ 0.50% · 4.625%
HK$233,709
+HK$11,703/mo
Deposit HK$4.61M · loan HK$41.51M · min. income ≈ HK$444,012/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$1,960,425 · Scale 2, in force from 26 Feb 2026)