LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,522
−HK$660/mo
▼ 0.25% · 3.875%
HK$10,850
−HK$332/mo
Today · 4.125%
HK$11,182
baseline
▲ 0.50% · 4.625%
HK$11,863
+HK$681/mo
Deposit HK$2.31M · loan HK$2.31M · min. income ≈ HK$22,364/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$78,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,706
−HK$633/mo
▼ 0.25% · 3.875%
HK$12,020
−HK$319/mo
Today · 4.125%
HK$12,339
baseline
▲ 0.50% · 4.625%
HK$12,989
+HK$650/mo
Deposit HK$2.31M · loan HK$2.31M · min. income ≈ HK$24,678/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$78,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,627
−HK$792/mo
▼ 0.25% · 3.875%
HK$13,020
−HK$399/mo
Today · 4.125%
HK$13,419
baseline
▲ 0.50% · 4.625%
HK$14,235
+HK$816/mo
Deposit HK$1.85M · loan HK$2.77M · min. income ≈ HK$26,838/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$78,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,047
−HK$759/mo
▼ 0.25% · 3.875%
HK$14,424
−HK$382/mo
Today · 4.125%
HK$14,806
baseline
▲ 0.50% · 4.625%
HK$15,587
+HK$781/mo
Deposit HK$1.85M · loan HK$2.77M · min. income ≈ HK$29,612/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$78,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,731
−HK$924/mo
▼ 0.25% · 3.875%
HK$15,190
−HK$465/mo
Today · 4.125%
HK$15,655
baseline
▲ 0.50% · 4.625%
HK$16,608
+HK$953/mo
Deposit HK$1.38M · loan HK$3.23M · min. income ≈ HK$31,310/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$78,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,389
−HK$885/mo
▼ 0.25% · 3.875%
HK$16,828
−HK$446/mo
Today · 4.125%
HK$17,274
baseline
▲ 0.50% · 4.625%
HK$18,185
+HK$911/mo
Deposit HK$1.38M · loan HK$3.23M · min. income ≈ HK$34,548/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$78,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,940
−HK$1,188/mo
▼ 0.25% · 3.875%
HK$19,530
−HK$598/mo
Today · 4.125%
HK$20,128
baseline
▲ 0.50% · 4.625%
HK$21,353
+HK$1,225/mo
Deposit HK$461K · loan HK$4.15M · min. income ≈ HK$40,256/mo (50% DSR)
Upfront cash ≈ HK$540K (deposit + AVD stamp duty HK$78,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,071
−HK$1,138/mo
▼ 0.25% · 3.875%
HK$21,636
−HK$573/mo
Today · 4.125%
HK$22,209
baseline
▲ 0.50% · 4.625%
HK$23,380
+HK$1,171/mo
Deposit HK$461K · loan HK$4.15M · min. income ≈ HK$44,418/mo (50% DSR)
Upfront cash ≈ HK$540K (deposit + AVD stamp duty HK$78,961 · Scale 2, in force from 26 Feb 2026)