LTV · monthly repayment
▼ 0.50% · 3.625%
HK$105,229
−HK$6,599/mo
▼ 0.25% · 3.875%
HK$108,502
−HK$3,326/mo
Today · 4.125%
HK$111,828
baseline
▲ 0.50% · 4.625%
HK$118,632
+HK$6,804/mo
Deposit HK$23.07M · loan HK$23.07M · min. income ≈ HK$223,656/mo (50% DSR)
Upfront cash ≈ HK$25.04M (deposit + AVD stamp duty HK$1,961,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,066
−HK$6,325/mo
▼ 0.25% · 3.875%
HK$120,206
−HK$3,185/mo
Today · 4.125%
HK$123,391
baseline
▲ 0.50% · 4.625%
HK$129,895
+HK$6,504/mo
Deposit HK$23.07M · loan HK$23.07M · min. income ≈ HK$246,782/mo (50% DSR)
Upfront cash ≈ HK$25.04M (deposit + AVD stamp duty HK$1,961,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,275
−HK$7,918/mo
▼ 0.25% · 3.875%
HK$130,203
−HK$3,990/mo
Today · 4.125%
HK$134,193
baseline
▲ 0.50% · 4.625%
HK$142,359
+HK$8,166/mo
Deposit HK$18.46M · loan HK$27.69M · min. income ≈ HK$268,386/mo (50% DSR)
Upfront cash ≈ HK$20.42M (deposit + AVD stamp duty HK$1,961,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,479
−HK$7,590/mo
▼ 0.25% · 3.875%
HK$144,247
−HK$3,822/mo
Today · 4.125%
HK$148,069
baseline
▲ 0.50% · 4.625%
HK$155,874
+HK$7,805/mo
Deposit HK$18.46M · loan HK$27.69M · min. income ≈ HK$296,138/mo (50% DSR)
Upfront cash ≈ HK$20.42M (deposit + AVD stamp duty HK$1,961,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,321
−HK$9,238/mo
▼ 0.25% · 3.875%
HK$151,903
−HK$4,656/mo
Today · 4.125%
HK$156,559
baseline
▲ 0.50% · 4.625%
HK$166,085
+HK$9,526/mo
Deposit HK$13.84M · loan HK$32.30M · min. income ≈ HK$313,118/mo (50% DSR)
Upfront cash ≈ HK$15.81M (deposit + AVD stamp duty HK$1,961,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,893
−HK$8,854/mo
▼ 0.25% · 3.875%
HK$168,288
−HK$4,459/mo
Today · 4.125%
HK$172,747
baseline
▲ 0.50% · 4.625%
HK$181,853
+HK$9,106/mo
Deposit HK$13.84M · loan HK$32.30M · min. income ≈ HK$345,494/mo (50% DSR)
Upfront cash ≈ HK$15.81M (deposit + AVD stamp duty HK$1,961,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,412
−HK$11,878/mo
▼ 0.25% · 3.875%
HK$195,304
−HK$5,986/mo
Today · 4.125%
HK$201,290
baseline
▲ 0.50% · 4.625%
HK$213,538
+HK$12,248/mo
Deposit HK$4.61M · loan HK$41.53M · min. income ≈ HK$402,580/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$1,961,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,719
−HK$11,385/mo
▼ 0.25% · 3.875%
HK$216,370
−HK$5,734/mo
Today · 4.125%
HK$222,104
baseline
▲ 0.50% · 4.625%
HK$233,811
+HK$11,707/mo
Deposit HK$4.61M · loan HK$41.53M · min. income ≈ HK$444,208/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$1,961,284 · Scale 2, in force from 26 Feb 2026)