LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,524
−HK$660/mo
▼ 0.25% · 3.875%
HK$10,851
−HK$333/mo
Today · 4.125%
HK$11,184
baseline
▲ 0.50% · 4.625%
HK$11,864
+HK$680/mo
Deposit HK$2.31M · loan HK$2.31M · min. income ≈ HK$22,368/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$79,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,707
−HK$633/mo
▼ 0.25% · 3.875%
HK$12,021
−HK$319/mo
Today · 4.125%
HK$12,340
baseline
▲ 0.50% · 4.625%
HK$12,990
+HK$650/mo
Deposit HK$2.31M · loan HK$2.31M · min. income ≈ HK$24,680/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$79,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,628
−HK$792/mo
▼ 0.25% · 3.875%
HK$13,021
−HK$399/mo
Today · 4.125%
HK$13,420
baseline
▲ 0.50% · 4.625%
HK$14,237
+HK$817/mo
Deposit HK$1.85M · loan HK$2.77M · min. income ≈ HK$26,840/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$79,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,049
−HK$759/mo
▼ 0.25% · 3.875%
HK$14,426
−HK$382/mo
Today · 4.125%
HK$14,808
baseline
▲ 0.50% · 4.625%
HK$15,588
+HK$780/mo
Deposit HK$1.85M · loan HK$2.77M · min. income ≈ HK$29,616/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$79,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,733
−HK$924/mo
▼ 0.25% · 3.875%
HK$15,191
−HK$466/mo
Today · 4.125%
HK$15,657
baseline
▲ 0.50% · 4.625%
HK$16,610
+HK$953/mo
Deposit HK$1.38M · loan HK$3.23M · min. income ≈ HK$31,314/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$79,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,390
−HK$886/mo
▼ 0.25% · 3.875%
HK$16,830
−HK$446/mo
Today · 4.125%
HK$17,276
baseline
▲ 0.50% · 4.625%
HK$18,187
+HK$911/mo
Deposit HK$1.38M · loan HK$3.23M · min. income ≈ HK$34,552/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$79,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,943
−HK$1,187/mo
▼ 0.25% · 3.875%
HK$19,532
−HK$598/mo
Today · 4.125%
HK$20,130
baseline
▲ 0.50% · 4.625%
HK$21,355
+HK$1,225/mo
Deposit HK$462K · loan HK$4.15M · min. income ≈ HK$40,260/mo (50% DSR)
Upfront cash ≈ HK$541K (deposit + AVD stamp duty HK$79,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,073
−HK$1,139/mo
▼ 0.25% · 3.875%
HK$21,639
−HK$573/mo
Today · 4.125%
HK$22,212
baseline
▲ 0.50% · 4.625%
HK$23,383
+HK$1,171/mo
Deposit HK$462K · loan HK$4.15M · min. income ≈ HK$44,424/mo (50% DSR)
Upfront cash ≈ HK$541K (deposit + AVD stamp duty HK$79,012 · Scale 2, in force from 26 Feb 2026)