LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,525
−HK$660/mo
▼ 0.25% · 3.875%
HK$10,852
−HK$333/mo
Today · 4.125%
HK$11,185
baseline
▲ 0.50% · 4.625%
HK$11,865
+HK$680/mo
Deposit HK$2.31M · loan HK$2.31M · min. income ≈ HK$22,370/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$79,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,709
−HK$632/mo
▼ 0.25% · 3.875%
HK$12,023
−HK$318/mo
Today · 4.125%
HK$12,341
baseline
▲ 0.50% · 4.625%
HK$12,992
+HK$651/mo
Deposit HK$2.31M · loan HK$2.31M · min. income ≈ HK$24,682/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$79,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,630
−HK$792/mo
▼ 0.25% · 3.875%
HK$13,023
−HK$399/mo
Today · 4.125%
HK$13,422
baseline
▲ 0.50% · 4.625%
HK$14,238
+HK$816/mo
Deposit HK$1.85M · loan HK$2.77M · min. income ≈ HK$26,844/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$79,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,051
−HK$759/mo
▼ 0.25% · 3.875%
HK$14,427
−HK$383/mo
Today · 4.125%
HK$14,810
baseline
▲ 0.50% · 4.625%
HK$15,590
+HK$780/mo
Deposit HK$1.85M · loan HK$2.77M · min. income ≈ HK$29,620/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$79,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,735
−HK$924/mo
▼ 0.25% · 3.875%
HK$15,193
−HK$466/mo
Today · 4.125%
HK$15,659
baseline
▲ 0.50% · 4.625%
HK$16,612
+HK$953/mo
Deposit HK$1.38M · loan HK$3.23M · min. income ≈ HK$31,318/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$79,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,392
−HK$886/mo
▼ 0.25% · 3.875%
HK$16,832
−HK$446/mo
Today · 4.125%
HK$17,278
baseline
▲ 0.50% · 4.625%
HK$18,189
+HK$911/mo
Deposit HK$1.38M · loan HK$3.23M · min. income ≈ HK$34,556/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$79,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,945
−HK$1,188/mo
▼ 0.25% · 3.875%
HK$19,534
−HK$599/mo
Today · 4.125%
HK$20,133
baseline
▲ 0.50% · 4.625%
HK$21,358
+HK$1,225/mo
Deposit HK$462K · loan HK$4.15M · min. income ≈ HK$40,266/mo (50% DSR)
Upfront cash ≈ HK$541K (deposit + AVD stamp duty HK$79,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,076
−HK$1,138/mo
▼ 0.25% · 3.875%
HK$21,641
−HK$573/mo
Today · 4.125%
HK$22,214
baseline
▲ 0.50% · 4.625%
HK$23,385
+HK$1,171/mo
Deposit HK$462K · loan HK$4.15M · min. income ≈ HK$44,428/mo (50% DSR)
Upfront cash ≈ HK$541K (deposit + AVD stamp duty HK$79,064 · Scale 2, in force from 26 Feb 2026)