LTV · monthly repayment
▼ 0.50% · 3.625%
HK$105,269
−HK$6,601/mo
▼ 0.25% · 3.875%
HK$108,543
−HK$3,327/mo
Today · 4.125%
HK$111,870
baseline
▲ 0.50% · 4.625%
HK$118,677
+HK$6,807/mo
Deposit HK$23.08M · loan HK$23.08M · min. income ≈ HK$223,740/mo (50% DSR)
Upfront cash ≈ HK$25.04M (deposit + AVD stamp duty HK$1,962,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,111
−HK$6,327/mo
▼ 0.25% · 3.875%
HK$120,252
−HK$3,186/mo
Today · 4.125%
HK$123,438
baseline
▲ 0.50% · 4.625%
HK$129,944
+HK$6,506/mo
Deposit HK$23.08M · loan HK$23.08M · min. income ≈ HK$246,876/mo (50% DSR)
Upfront cash ≈ HK$25.04M (deposit + AVD stamp duty HK$1,962,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,323
−HK$7,921/mo
▼ 0.25% · 3.875%
HK$130,252
−HK$3,992/mo
Today · 4.125%
HK$134,244
baseline
▲ 0.50% · 4.625%
HK$142,413
+HK$8,169/mo
Deposit HK$18.47M · loan HK$27.70M · min. income ≈ HK$268,488/mo (50% DSR)
Upfront cash ≈ HK$20.43M (deposit + AVD stamp duty HK$1,962,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,533
−HK$7,592/mo
▼ 0.25% · 3.875%
HK$144,302
−HK$3,823/mo
Today · 4.125%
HK$148,125
baseline
▲ 0.50% · 4.625%
HK$155,933
+HK$7,808/mo
Deposit HK$18.47M · loan HK$27.70M · min. income ≈ HK$296,250/mo (50% DSR)
Upfront cash ≈ HK$20.43M (deposit + AVD stamp duty HK$1,962,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,377
−HK$9,241/mo
▼ 0.25% · 3.875%
HK$151,961
−HK$4,657/mo
Today · 4.125%
HK$156,618
baseline
▲ 0.50% · 4.625%
HK$166,148
+HK$9,530/mo
Deposit HK$13.85M · loan HK$32.32M · min. income ≈ HK$313,236/mo (50% DSR)
Upfront cash ≈ HK$15.81M (deposit + AVD stamp duty HK$1,962,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,955
−HK$8,858/mo
▼ 0.25% · 3.875%
HK$168,352
−HK$4,461/mo
Today · 4.125%
HK$172,813
baseline
▲ 0.50% · 4.625%
HK$181,922
+HK$9,109/mo
Deposit HK$13.85M · loan HK$32.32M · min. income ≈ HK$345,626/mo (50% DSR)
Upfront cash ≈ HK$15.81M (deposit + AVD stamp duty HK$1,962,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,484
−HK$11,883/mo
▼ 0.25% · 3.875%
HK$195,378
−HK$5,989/mo
Today · 4.125%
HK$201,367
baseline
▲ 0.50% · 4.625%
HK$213,619
+HK$12,252/mo
Deposit HK$4.62M · loan HK$41.55M · min. income ≈ HK$402,734/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$1,962,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,799
−HK$11,389/mo
▼ 0.25% · 3.875%
HK$216,453
−HK$5,735/mo
Today · 4.125%
HK$222,188
baseline
▲ 0.50% · 4.625%
HK$233,900
+HK$11,712/mo
Deposit HK$4.62M · loan HK$41.55M · min. income ≈ HK$444,376/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$1,962,031 · Scale 2, in force from 26 Feb 2026)