LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,527
−HK$660/mo
▼ 0.25% · 3.875%
HK$10,855
−HK$332/mo
Today · 4.125%
HK$11,187
baseline
▲ 0.50% · 4.625%
HK$11,868
+HK$681/mo
Deposit HK$2.31M · loan HK$2.31M · min. income ≈ HK$22,374/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$79,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,711
−HK$633/mo
▼ 0.25% · 3.875%
HK$12,025
−HK$319/mo
Today · 4.125%
HK$12,344
baseline
▲ 0.50% · 4.625%
HK$12,995
+HK$651/mo
Deposit HK$2.31M · loan HK$2.31M · min. income ≈ HK$24,688/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$79,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,632
−HK$793/mo
▼ 0.25% · 3.875%
HK$13,025
−HK$400/mo
Today · 4.125%
HK$13,425
baseline
▲ 0.50% · 4.625%
HK$14,242
+HK$817/mo
Deposit HK$1.85M · loan HK$2.77M · min. income ≈ HK$26,850/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$79,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,054
−HK$759/mo
▼ 0.25% · 3.875%
HK$14,430
−HK$383/mo
Today · 4.125%
HK$14,813
baseline
▲ 0.50% · 4.625%
HK$15,594
+HK$781/mo
Deposit HK$1.85M · loan HK$2.77M · min. income ≈ HK$29,626/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$79,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,738
−HK$924/mo
▼ 0.25% · 3.875%
HK$15,196
−HK$466/mo
Today · 4.125%
HK$15,662
baseline
▲ 0.50% · 4.625%
HK$16,615
+HK$953/mo
Deposit HK$1.38M · loan HK$3.23M · min. income ≈ HK$31,324/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$79,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,396
−HK$886/mo
▼ 0.25% · 3.875%
HK$16,835
−HK$447/mo
Today · 4.125%
HK$17,282
baseline
▲ 0.50% · 4.625%
HK$18,193
+HK$911/mo
Deposit HK$1.38M · loan HK$3.23M · min. income ≈ HK$34,564/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$79,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,949
−HK$1,188/mo
▼ 0.25% · 3.875%
HK$19,538
−HK$599/mo
Today · 4.125%
HK$20,137
baseline
▲ 0.50% · 4.625%
HK$21,362
+HK$1,225/mo
Deposit HK$462K · loan HK$4.15M · min. income ≈ HK$40,274/mo (50% DSR)
Upfront cash ≈ HK$541K (deposit + AVD stamp duty HK$79,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,080
−HK$1,139/mo
▼ 0.25% · 3.875%
HK$21,646
−HK$573/mo
Today · 4.125%
HK$22,219
baseline
▲ 0.50% · 4.625%
HK$23,390
+HK$1,171/mo
Deposit HK$462K · loan HK$4.15M · min. income ≈ HK$44,438/mo (50% DSR)
Upfront cash ≈ HK$541K (deposit + AVD stamp duty HK$79,162 · Scale 2, in force from 26 Feb 2026)