LTV · monthly repayment
▼ 0.50% · 3.625%
HK$105,277
−HK$6,602/mo
▼ 0.25% · 3.875%
HK$108,552
−HK$3,327/mo
Today · 4.125%
HK$111,879
baseline
▲ 0.50% · 4.625%
HK$118,686
+HK$6,807/mo
Deposit HK$23.08M · loan HK$23.08M · min. income ≈ HK$223,758/mo (50% DSR)
Upfront cash ≈ HK$25.05M (deposit + AVD stamp duty HK$1,962,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,120
−HK$6,327/mo
▼ 0.25% · 3.875%
HK$120,261
−HK$3,186/mo
Today · 4.125%
HK$123,447
baseline
▲ 0.50% · 4.625%
HK$129,954
+HK$6,507/mo
Deposit HK$23.08M · loan HK$23.08M · min. income ≈ HK$246,894/mo (50% DSR)
Upfront cash ≈ HK$25.05M (deposit + AVD stamp duty HK$1,962,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,333
−HK$7,922/mo
▼ 0.25% · 3.875%
HK$130,262
−HK$3,993/mo
Today · 4.125%
HK$134,255
baseline
▲ 0.50% · 4.625%
HK$142,424
+HK$8,169/mo
Deposit HK$18.47M · loan HK$27.70M · min. income ≈ HK$268,510/mo (50% DSR)
Upfront cash ≈ HK$20.43M (deposit + AVD stamp duty HK$1,962,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,544
−HK$7,593/mo
▼ 0.25% · 3.875%
HK$144,313
−HK$3,824/mo
Today · 4.125%
HK$148,137
baseline
▲ 0.50% · 4.625%
HK$155,945
+HK$7,808/mo
Deposit HK$18.47M · loan HK$27.70M · min. income ≈ HK$296,274/mo (50% DSR)
Upfront cash ≈ HK$20.43M (deposit + AVD stamp duty HK$1,962,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,388
−HK$9,242/mo
▼ 0.25% · 3.875%
HK$151,973
−HK$4,657/mo
Today · 4.125%
HK$156,630
baseline
▲ 0.50% · 4.625%
HK$166,161
+HK$9,531/mo
Deposit HK$13.85M · loan HK$32.32M · min. income ≈ HK$313,260/mo (50% DSR)
Upfront cash ≈ HK$15.81M (deposit + AVD stamp duty HK$1,962,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,968
−HK$8,858/mo
▼ 0.25% · 3.875%
HK$168,365
−HK$4,461/mo
Today · 4.125%
HK$172,826
baseline
▲ 0.50% · 4.625%
HK$181,936
+HK$9,110/mo
Deposit HK$13.85M · loan HK$32.32M · min. income ≈ HK$345,652/mo (50% DSR)
Upfront cash ≈ HK$15.81M (deposit + AVD stamp duty HK$1,962,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,499
−HK$11,883/mo
▼ 0.25% · 3.875%
HK$195,393
−HK$5,989/mo
Today · 4.125%
HK$201,382
baseline
▲ 0.50% · 4.625%
HK$213,636
+HK$12,254/mo
Deposit HK$4.62M · loan HK$41.55M · min. income ≈ HK$402,764/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$1,962,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,815
−HK$11,390/mo
▼ 0.25% · 3.875%
HK$216,469
−HK$5,736/mo
Today · 4.125%
HK$222,205
baseline
▲ 0.50% · 4.625%
HK$233,918
+HK$11,713/mo
Deposit HK$4.62M · loan HK$41.55M · min. income ≈ HK$444,410/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$1,962,182 · Scale 2, in force from 26 Feb 2026)