LTV · monthly repayment
▼ 0.50% · 3.625%
HK$105,278
−HK$6,602/mo
▼ 0.25% · 3.875%
HK$108,553
−HK$3,327/mo
Today · 4.125%
HK$111,880
baseline
▲ 0.50% · 4.625%
HK$118,687
+HK$6,807/mo
Deposit HK$23.08M · loan HK$23.08M · min. income ≈ HK$223,760/mo (50% DSR)
Upfront cash ≈ HK$25.05M (deposit + AVD stamp duty HK$1,962,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,121
−HK$6,327/mo
▼ 0.25% · 3.875%
HK$120,262
−HK$3,186/mo
Today · 4.125%
HK$123,448
baseline
▲ 0.50% · 4.625%
HK$129,955
+HK$6,507/mo
Deposit HK$23.08M · loan HK$23.08M · min. income ≈ HK$246,896/mo (50% DSR)
Upfront cash ≈ HK$25.05M (deposit + AVD stamp duty HK$1,962,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,334
−HK$7,922/mo
▼ 0.25% · 3.875%
HK$130,263
−HK$3,993/mo
Today · 4.125%
HK$134,256
baseline
▲ 0.50% · 4.625%
HK$142,425
+HK$8,169/mo
Deposit HK$18.47M · loan HK$27.70M · min. income ≈ HK$268,512/mo (50% DSR)
Upfront cash ≈ HK$20.43M (deposit + AVD stamp duty HK$1,962,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,545
−HK$7,593/mo
▼ 0.25% · 3.875%
HK$144,314
−HK$3,824/mo
Today · 4.125%
HK$148,138
baseline
▲ 0.50% · 4.625%
HK$155,947
+HK$7,809/mo
Deposit HK$18.47M · loan HK$27.70M · min. income ≈ HK$296,276/mo (50% DSR)
Upfront cash ≈ HK$20.43M (deposit + AVD stamp duty HK$1,962,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,389
−HK$9,243/mo
▼ 0.25% · 3.875%
HK$151,974
−HK$4,658/mo
Today · 4.125%
HK$156,632
baseline
▲ 0.50% · 4.625%
HK$166,162
+HK$9,530/mo
Deposit HK$13.85M · loan HK$32.32M · min. income ≈ HK$313,264/mo (50% DSR)
Upfront cash ≈ HK$15.81M (deposit + AVD stamp duty HK$1,962,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,969
−HK$8,859/mo
▼ 0.25% · 3.875%
HK$168,367
−HK$4,461/mo
Today · 4.125%
HK$172,828
baseline
▲ 0.50% · 4.625%
HK$181,938
+HK$9,110/mo
Deposit HK$13.85M · loan HK$32.32M · min. income ≈ HK$345,656/mo (50% DSR)
Upfront cash ≈ HK$15.81M (deposit + AVD stamp duty HK$1,962,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,500
−HK$11,884/mo
▼ 0.25% · 3.875%
HK$195,395
−HK$5,989/mo
Today · 4.125%
HK$201,384
baseline
▲ 0.50% · 4.625%
HK$213,637
+HK$12,253/mo
Deposit HK$4.62M · loan HK$41.55M · min. income ≈ HK$402,768/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$1,962,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,817
−HK$11,390/mo
▼ 0.25% · 3.875%
HK$216,471
−HK$5,736/mo
Today · 4.125%
HK$222,207
baseline
▲ 0.50% · 4.625%
HK$233,920
+HK$11,713/mo
Deposit HK$4.62M · loan HK$41.55M · min. income ≈ HK$444,414/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$1,962,198 · Scale 2, in force from 26 Feb 2026)