LTV · monthly repayment
▼ 0.50% · 3.625%
HK$105,293
−HK$6,602/mo
▼ 0.25% · 3.875%
HK$108,568
−HK$3,327/mo
Today · 4.125%
HK$111,895
baseline
▲ 0.50% · 4.625%
HK$118,704
+HK$6,809/mo
Deposit HK$23.09M · loan HK$23.09M · min. income ≈ HK$223,790/mo (50% DSR)
Upfront cash ≈ HK$25.05M (deposit + AVD stamp duty HK$1,962,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,137
−HK$6,328/mo
▼ 0.25% · 3.875%
HK$120,278
−HK$3,187/mo
Today · 4.125%
HK$123,465
baseline
▲ 0.50% · 4.625%
HK$129,973
+HK$6,508/mo
Deposit HK$23.09M · loan HK$23.09M · min. income ≈ HK$246,930/mo (50% DSR)
Upfront cash ≈ HK$25.05M (deposit + AVD stamp duty HK$1,962,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,351
−HK$7,923/mo
▼ 0.25% · 3.875%
HK$130,281
−HK$3,993/mo
Today · 4.125%
HK$134,274
baseline
▲ 0.50% · 4.625%
HK$142,445
+HK$8,171/mo
Deposit HK$18.47M · loan HK$27.71M · min. income ≈ HK$268,548/mo (50% DSR)
Upfront cash ≈ HK$20.43M (deposit + AVD stamp duty HK$1,962,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,564
−HK$7,595/mo
▼ 0.25% · 3.875%
HK$144,334
−HK$3,825/mo
Today · 4.125%
HK$148,159
baseline
▲ 0.50% · 4.625%
HK$155,968
+HK$7,809/mo
Deposit HK$18.47M · loan HK$27.71M · min. income ≈ HK$296,318/mo (50% DSR)
Upfront cash ≈ HK$20.43M (deposit + AVD stamp duty HK$1,962,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,410
−HK$9,243/mo
▼ 0.25% · 3.875%
HK$151,995
−HK$4,658/mo
Today · 4.125%
HK$156,653
baseline
▲ 0.50% · 4.625%
HK$166,185
+HK$9,532/mo
Deposit HK$13.85M · loan HK$32.32M · min. income ≈ HK$313,306/mo (50% DSR)
Upfront cash ≈ HK$15.82M (deposit + AVD stamp duty HK$1,962,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,992
−HK$8,860/mo
▼ 0.25% · 3.875%
HK$168,390
−HK$4,462/mo
Today · 4.125%
HK$172,852
baseline
▲ 0.50% · 4.625%
HK$181,963
+HK$9,111/mo
Deposit HK$13.85M · loan HK$32.32M · min. income ≈ HK$345,704/mo (50% DSR)
Upfront cash ≈ HK$15.82M (deposit + AVD stamp duty HK$1,962,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,527
−HK$11,885/mo
▼ 0.25% · 3.875%
HK$195,422
−HK$5,990/mo
Today · 4.125%
HK$201,412
baseline
▲ 0.50% · 4.625%
HK$213,667
+HK$12,255/mo
Deposit HK$4.62M · loan HK$41.56M · min. income ≈ HK$402,824/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$1,962,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,846
−HK$11,392/mo
▼ 0.25% · 3.875%
HK$216,501
−HK$5,737/mo
Today · 4.125%
HK$222,238
baseline
▲ 0.50% · 4.625%
HK$233,952
+HK$11,714/mo
Deposit HK$4.62M · loan HK$41.56M · min. income ≈ HK$444,476/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$1,962,470 · Scale 2, in force from 26 Feb 2026)