LTV · monthly repayment
▼ 0.50% · 3.625%
HK$105,294
−HK$6,603/mo
▼ 0.25% · 3.875%
HK$108,569
−HK$3,328/mo
Today · 4.125%
HK$111,897
baseline
▲ 0.50% · 4.625%
HK$118,706
+HK$6,809/mo
Deposit HK$23.09M · loan HK$23.09M · min. income ≈ HK$223,794/mo (50% DSR)
Upfront cash ≈ HK$25.05M (deposit + AVD stamp duty HK$1,962,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,139
−HK$6,328/mo
▼ 0.25% · 3.875%
HK$120,280
−HK$3,187/mo
Today · 4.125%
HK$123,467
baseline
▲ 0.50% · 4.625%
HK$129,975
+HK$6,508/mo
Deposit HK$23.09M · loan HK$23.09M · min. income ≈ HK$246,934/mo (50% DSR)
Upfront cash ≈ HK$25.05M (deposit + AVD stamp duty HK$1,962,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,353
−HK$7,923/mo
▼ 0.25% · 3.875%
HK$130,283
−HK$3,993/mo
Today · 4.125%
HK$134,276
baseline
▲ 0.50% · 4.625%
HK$142,447
+HK$8,171/mo
Deposit HK$18.47M · loan HK$27.71M · min. income ≈ HK$268,552/mo (50% DSR)
Upfront cash ≈ HK$20.43M (deposit + AVD stamp duty HK$1,962,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,566
−HK$7,595/mo
▼ 0.25% · 3.875%
HK$144,336
−HK$3,825/mo
Today · 4.125%
HK$148,161
baseline
▲ 0.50% · 4.625%
HK$155,970
+HK$7,809/mo
Deposit HK$18.47M · loan HK$27.71M · min. income ≈ HK$296,322/mo (50% DSR)
Upfront cash ≈ HK$20.43M (deposit + AVD stamp duty HK$1,962,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,412
−HK$9,244/mo
▼ 0.25% · 3.875%
HK$151,997
−HK$4,659/mo
Today · 4.125%
HK$156,656
baseline
▲ 0.50% · 4.625%
HK$166,188
+HK$9,532/mo
Deposit HK$13.85M · loan HK$32.32M · min. income ≈ HK$313,312/mo (50% DSR)
Upfront cash ≈ HK$15.82M (deposit + AVD stamp duty HK$1,962,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,994
−HK$8,860/mo
▼ 0.25% · 3.875%
HK$168,392
−HK$4,462/mo
Today · 4.125%
HK$172,854
baseline
▲ 0.50% · 4.625%
HK$181,966
+HK$9,112/mo
Deposit HK$13.85M · loan HK$32.32M · min. income ≈ HK$345,708/mo (50% DSR)
Upfront cash ≈ HK$15.82M (deposit + AVD stamp duty HK$1,962,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,529
−HK$11,886/mo
▼ 0.25% · 3.875%
HK$195,425
−HK$5,990/mo
Today · 4.125%
HK$201,415
baseline
▲ 0.50% · 4.625%
HK$213,670
+HK$12,255/mo
Deposit HK$4.62M · loan HK$41.56M · min. income ≈ HK$402,830/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$1,962,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,850
−HK$11,391/mo
▼ 0.25% · 3.875%
HK$216,504
−HK$5,737/mo
Today · 4.125%
HK$222,241
baseline
▲ 0.50% · 4.625%
HK$233,956
+HK$11,715/mo
Deposit HK$4.62M · loan HK$41.56M · min. income ≈ HK$444,482/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$1,962,498 · Scale 2, in force from 26 Feb 2026)