LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,530
−HK$660/mo
▼ 0.25% · 3.875%
HK$10,858
−HK$332/mo
Today · 4.125%
HK$11,190
baseline
▲ 0.50% · 4.625%
HK$11,871
+HK$681/mo
Deposit HK$2.31M · loan HK$2.31M · min. income ≈ HK$22,380/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$79,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,715
−HK$632/mo
▼ 0.25% · 3.875%
HK$12,029
−HK$318/mo
Today · 4.125%
HK$12,347
baseline
▲ 0.50% · 4.625%
HK$12,998
+HK$651/mo
Deposit HK$2.31M · loan HK$2.31M · min. income ≈ HK$24,694/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$79,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,636
−HK$792/mo
▼ 0.25% · 3.875%
HK$13,029
−HK$399/mo
Today · 4.125%
HK$13,428
baseline
▲ 0.50% · 4.625%
HK$14,246
+HK$818/mo
Deposit HK$1.85M · loan HK$2.77M · min. income ≈ HK$26,856/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$79,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,057
−HK$760/mo
▼ 0.25% · 3.875%
HK$14,434
−HK$383/mo
Today · 4.125%
HK$14,817
baseline
▲ 0.50% · 4.625%
HK$15,598
+HK$781/mo
Deposit HK$1.85M · loan HK$2.77M · min. income ≈ HK$29,634/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$79,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,742
−HK$924/mo
▼ 0.25% · 3.875%
HK$15,201
−HK$465/mo
Today · 4.125%
HK$15,666
baseline
▲ 0.50% · 4.625%
HK$16,620
+HK$954/mo
Deposit HK$1.39M · loan HK$3.23M · min. income ≈ HK$31,332/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$79,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,400
−HK$886/mo
▼ 0.25% · 3.875%
HK$16,840
−HK$446/mo
Today · 4.125%
HK$17,286
baseline
▲ 0.50% · 4.625%
HK$18,198
+HK$912/mo
Deposit HK$1.39M · loan HK$3.23M · min. income ≈ HK$34,572/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$79,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,954
−HK$1,189/mo
▼ 0.25% · 3.875%
HK$19,544
−HK$599/mo
Today · 4.125%
HK$20,143
baseline
▲ 0.50% · 4.625%
HK$21,368
+HK$1,225/mo
Deposit HK$462K · loan HK$4.16M · min. income ≈ HK$40,286/mo (50% DSR)
Upfront cash ≈ HK$541K (deposit + AVD stamp duty HK$79,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,086
−HK$1,139/mo
▼ 0.25% · 3.875%
HK$21,652
−HK$573/mo
Today · 4.125%
HK$22,225
baseline
▲ 0.50% · 4.625%
HK$23,397
+HK$1,172/mo
Deposit HK$462K · loan HK$4.16M · min. income ≈ HK$44,450/mo (50% DSR)
Upfront cash ≈ HK$541K (deposit + AVD stamp duty HK$79,292 · Scale 2, in force from 26 Feb 2026)