LTV · monthly repayment
▼ 0.50% · 3.625%
HK$105,313
−HK$6,604/mo
▼ 0.25% · 3.875%
HK$108,589
−HK$3,328/mo
Today · 4.125%
HK$111,917
baseline
▲ 0.50% · 4.625%
HK$118,727
+HK$6,810/mo
Deposit HK$23.09M · loan HK$23.09M · min. income ≈ HK$223,834/mo (50% DSR)
Upfront cash ≈ HK$25.06M (deposit + AVD stamp duty HK$1,962,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,160
−HK$6,330/mo
▼ 0.25% · 3.875%
HK$120,302
−HK$3,188/mo
Today · 4.125%
HK$123,490
baseline
▲ 0.50% · 4.625%
HK$129,999
+HK$6,509/mo
Deposit HK$23.09M · loan HK$23.09M · min. income ≈ HK$246,980/mo (50% DSR)
Upfront cash ≈ HK$25.06M (deposit + AVD stamp duty HK$1,962,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,376
−HK$7,925/mo
▼ 0.25% · 3.875%
HK$130,307
−HK$3,994/mo
Today · 4.125%
HK$134,301
baseline
▲ 0.50% · 4.625%
HK$142,473
+HK$8,172/mo
Deposit HK$18.47M · loan HK$27.71M · min. income ≈ HK$268,602/mo (50% DSR)
Upfront cash ≈ HK$20.44M (deposit + AVD stamp duty HK$1,962,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,592
−HK$7,596/mo
▼ 0.25% · 3.875%
HK$144,363
−HK$3,825/mo
Today · 4.125%
HK$148,188
baseline
▲ 0.50% · 4.625%
HK$155,999
+HK$7,811/mo
Deposit HK$18.47M · loan HK$27.71M · min. income ≈ HK$296,376/mo (50% DSR)
Upfront cash ≈ HK$20.44M (deposit + AVD stamp duty HK$1,962,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,439
−HK$9,245/mo
▼ 0.25% · 3.875%
HK$152,025
−HK$4,659/mo
Today · 4.125%
HK$156,684
baseline
▲ 0.50% · 4.625%
HK$166,218
+HK$9,534/mo
Deposit HK$13.86M · loan HK$32.33M · min. income ≈ HK$313,368/mo (50% DSR)
Upfront cash ≈ HK$15.82M (deposit + AVD stamp duty HK$1,962,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,024
−HK$8,862/mo
▼ 0.25% · 3.875%
HK$168,423
−HK$4,463/mo
Today · 4.125%
HK$172,886
baseline
▲ 0.50% · 4.625%
HK$181,999
+HK$9,113/mo
Deposit HK$13.86M · loan HK$32.33M · min. income ≈ HK$345,772/mo (50% DSR)
Upfront cash ≈ HK$15.82M (deposit + AVD stamp duty HK$1,962,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,564
−HK$11,887/mo
▼ 0.25% · 3.875%
HK$195,461
−HK$5,990/mo
Today · 4.125%
HK$201,451
baseline
▲ 0.50% · 4.625%
HK$213,709
+HK$12,258/mo
Deposit HK$4.62M · loan HK$41.57M · min. income ≈ HK$402,902/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$1,962,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,888
−HK$11,394/mo
▼ 0.25% · 3.875%
HK$216,544
−HK$5,738/mo
Today · 4.125%
HK$222,282
baseline
▲ 0.50% · 4.625%
HK$233,999
+HK$11,717/mo
Deposit HK$4.62M · loan HK$41.57M · min. income ≈ HK$444,564/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$1,962,858 · Scale 2, in force from 26 Feb 2026)