LTV · monthly repayment
▼ 0.50% · 3.625%
HK$105,316
−HK$6,604/mo
▼ 0.25% · 3.875%
HK$108,592
−HK$3,328/mo
Today · 4.125%
HK$111,920
baseline
▲ 0.50% · 4.625%
HK$118,730
+HK$6,810/mo
Deposit HK$23.09M · loan HK$23.09M · min. income ≈ HK$223,840/mo (50% DSR)
Upfront cash ≈ HK$25.06M (deposit + AVD stamp duty HK$1,962,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,163
−HK$6,330/mo
▼ 0.25% · 3.875%
HK$120,305
−HK$3,188/mo
Today · 4.125%
HK$123,493
baseline
▲ 0.50% · 4.625%
HK$130,002
+HK$6,509/mo
Deposit HK$23.09M · loan HK$23.09M · min. income ≈ HK$246,986/mo (50% DSR)
Upfront cash ≈ HK$25.06M (deposit + AVD stamp duty HK$1,962,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,379
−HK$7,925/mo
▼ 0.25% · 3.875%
HK$130,310
−HK$3,994/mo
Today · 4.125%
HK$134,304
baseline
▲ 0.50% · 4.625%
HK$142,476
+HK$8,172/mo
Deposit HK$18.47M · loan HK$27.71M · min. income ≈ HK$268,608/mo (50% DSR)
Upfront cash ≈ HK$20.44M (deposit + AVD stamp duty HK$1,962,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,595
−HK$7,596/mo
▼ 0.25% · 3.875%
HK$144,366
−HK$3,825/mo
Today · 4.125%
HK$148,191
baseline
▲ 0.50% · 4.625%
HK$156,003
+HK$7,812/mo
Deposit HK$18.47M · loan HK$27.71M · min. income ≈ HK$296,382/mo (50% DSR)
Upfront cash ≈ HK$20.44M (deposit + AVD stamp duty HK$1,962,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,442
−HK$9,246/mo
▼ 0.25% · 3.875%
HK$152,029
−HK$4,659/mo
Today · 4.125%
HK$156,688
baseline
▲ 0.50% · 4.625%
HK$166,222
+HK$9,534/mo
Deposit HK$13.86M · loan HK$32.33M · min. income ≈ HK$313,376/mo (50% DSR)
Upfront cash ≈ HK$15.82M (deposit + AVD stamp duty HK$1,962,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,028
−HK$8,862/mo
▼ 0.25% · 3.875%
HK$168,427
−HK$4,463/mo
Today · 4.125%
HK$172,890
baseline
▲ 0.50% · 4.625%
HK$182,003
+HK$9,113/mo
Deposit HK$13.86M · loan HK$32.33M · min. income ≈ HK$345,780/mo (50% DSR)
Upfront cash ≈ HK$15.82M (deposit + AVD stamp duty HK$1,962,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,569
−HK$11,887/mo
▼ 0.25% · 3.875%
HK$195,465
−HK$5,991/mo
Today · 4.125%
HK$201,456
baseline
▲ 0.50% · 4.625%
HK$213,714
+HK$12,258/mo
Deposit HK$4.62M · loan HK$41.57M · min. income ≈ HK$402,912/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$1,962,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,893
−HK$11,394/mo
▼ 0.25% · 3.875%
HK$216,549
−HK$5,738/mo
Today · 4.125%
HK$222,287
baseline
▲ 0.50% · 4.625%
HK$234,004
+HK$11,717/mo
Deposit HK$4.62M · loan HK$41.57M · min. income ≈ HK$444,574/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$1,962,905 · Scale 2, in force from 26 Feb 2026)