LTV · monthly repayment
▼ 0.50% · 3.625%
HK$105,322
−HK$6,605/mo
▼ 0.25% · 3.875%
HK$108,598
−HK$3,329/mo
Today · 4.125%
HK$111,927
baseline
▲ 0.50% · 4.625%
HK$118,737
+HK$6,810/mo
Deposit HK$23.09M · loan HK$23.09M · min. income ≈ HK$223,854/mo (50% DSR)
Upfront cash ≈ HK$25.06M (deposit + AVD stamp duty HK$1,963,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,170
−HK$6,330/mo
▼ 0.25% · 3.875%
HK$120,312
−HK$3,188/mo
Today · 4.125%
HK$123,500
baseline
▲ 0.50% · 4.625%
HK$130,010
+HK$6,510/mo
Deposit HK$23.09M · loan HK$23.09M · min. income ≈ HK$247,000/mo (50% DSR)
Upfront cash ≈ HK$25.06M (deposit + AVD stamp duty HK$1,963,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,387
−HK$7,925/mo
▼ 0.25% · 3.875%
HK$130,318
−HK$3,994/mo
Today · 4.125%
HK$134,312
baseline
▲ 0.50% · 4.625%
HK$142,485
+HK$8,173/mo
Deposit HK$18.48M · loan HK$27.71M · min. income ≈ HK$268,624/mo (50% DSR)
Upfront cash ≈ HK$20.44M (deposit + AVD stamp duty HK$1,963,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,604
−HK$7,596/mo
▼ 0.25% · 3.875%
HK$144,375
−HK$3,825/mo
Today · 4.125%
HK$148,200
baseline
▲ 0.50% · 4.625%
HK$156,012
+HK$7,812/mo
Deposit HK$18.48M · loan HK$27.71M · min. income ≈ HK$296,400/mo (50% DSR)
Upfront cash ≈ HK$20.44M (deposit + AVD stamp duty HK$1,963,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,451
−HK$9,247/mo
▼ 0.25% · 3.875%
HK$152,038
−HK$4,660/mo
Today · 4.125%
HK$156,698
baseline
▲ 0.50% · 4.625%
HK$166,232
+HK$9,534/mo
Deposit HK$13.86M · loan HK$32.33M · min. income ≈ HK$313,396/mo (50% DSR)
Upfront cash ≈ HK$15.82M (deposit + AVD stamp duty HK$1,963,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,038
−HK$8,862/mo
▼ 0.25% · 3.875%
HK$168,437
−HK$4,463/mo
Today · 4.125%
HK$172,900
baseline
▲ 0.50% · 4.625%
HK$182,014
+HK$9,114/mo
Deposit HK$13.86M · loan HK$32.33M · min. income ≈ HK$345,800/mo (50% DSR)
Upfront cash ≈ HK$15.82M (deposit + AVD stamp duty HK$1,963,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,580
−HK$11,888/mo
▼ 0.25% · 3.875%
HK$195,477
−HK$5,991/mo
Today · 4.125%
HK$201,468
baseline
▲ 0.50% · 4.625%
HK$213,727
+HK$12,259/mo
Deposit HK$4.62M · loan HK$41.57M · min. income ≈ HK$402,936/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$1,963,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,906
−HK$11,395/mo
▼ 0.25% · 3.875%
HK$216,562
−HK$5,739/mo
Today · 4.125%
HK$222,301
baseline
▲ 0.50% · 4.625%
HK$234,018
+HK$11,717/mo
Deposit HK$4.62M · loan HK$41.57M · min. income ≈ HK$444,602/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$1,963,024 · Scale 2, in force from 26 Feb 2026)