LTV · monthly repayment
▼ 0.50% · 3.625%
HK$105,342
−HK$6,606/mo
▼ 0.25% · 3.875%
HK$108,619
−HK$3,329/mo
Today · 4.125%
HK$111,948
baseline
▲ 0.50% · 4.625%
HK$118,760
+HK$6,812/mo
Deposit HK$23.10M · loan HK$23.10M · min. income ≈ HK$223,896/mo (50% DSR)
Upfront cash ≈ HK$25.06M (deposit + AVD stamp duty HK$1,963,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,192
−HK$6,332/mo
▼ 0.25% · 3.875%
HK$120,335
−HK$3,189/mo
Today · 4.125%
HK$123,524
baseline
▲ 0.50% · 4.625%
HK$130,035
+HK$6,511/mo
Deposit HK$23.10M · loan HK$23.10M · min. income ≈ HK$247,048/mo (50% DSR)
Upfront cash ≈ HK$25.06M (deposit + AVD stamp duty HK$1,963,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,411
−HK$7,927/mo
▼ 0.25% · 3.875%
HK$130,343
−HK$3,995/mo
Today · 4.125%
HK$134,338
baseline
▲ 0.50% · 4.625%
HK$142,512
+HK$8,174/mo
Deposit HK$18.48M · loan HK$27.72M · min. income ≈ HK$268,676/mo (50% DSR)
Upfront cash ≈ HK$20.44M (deposit + AVD stamp duty HK$1,963,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,631
−HK$7,598/mo
▼ 0.25% · 3.875%
HK$144,403
−HK$3,826/mo
Today · 4.125%
HK$148,229
baseline
▲ 0.50% · 4.625%
HK$156,042
+HK$7,813/mo
Deposit HK$18.48M · loan HK$27.72M · min. income ≈ HK$296,458/mo (50% DSR)
Upfront cash ≈ HK$20.44M (deposit + AVD stamp duty HK$1,963,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,479
−HK$9,249/mo
▼ 0.25% · 3.875%
HK$152,067
−HK$4,661/mo
Today · 4.125%
HK$156,728
baseline
▲ 0.50% · 4.625%
HK$166,264
+HK$9,536/mo
Deposit HK$13.86M · loan HK$32.34M · min. income ≈ HK$313,456/mo (50% DSR)
Upfront cash ≈ HK$15.82M (deposit + AVD stamp duty HK$1,963,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,069
−HK$8,865/mo
▼ 0.25% · 3.875%
HK$168,470
−HK$4,464/mo
Today · 4.125%
HK$172,934
baseline
▲ 0.50% · 4.625%
HK$182,049
+HK$9,115/mo
Deposit HK$13.86M · loan HK$32.34M · min. income ≈ HK$345,868/mo (50% DSR)
Upfront cash ≈ HK$15.82M (deposit + AVD stamp duty HK$1,963,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,616
−HK$11,891/mo
▼ 0.25% · 3.875%
HK$195,515
−HK$5,992/mo
Today · 4.125%
HK$201,507
baseline
▲ 0.50% · 4.625%
HK$213,768
+HK$12,261/mo
Deposit HK$4.62M · loan HK$41.58M · min. income ≈ HK$403,014/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$1,963,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,946
−HK$11,397/mo
▼ 0.25% · 3.875%
HK$216,604
−HK$5,739/mo
Today · 4.125%
HK$222,343
baseline
▲ 0.50% · 4.625%
HK$234,063
+HK$11,720/mo
Deposit HK$4.62M · loan HK$41.58M · min. income ≈ HK$444,686/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$1,963,400 · Scale 2, in force from 26 Feb 2026)