LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,536
−HK$661/mo
▼ 0.25% · 3.875%
HK$10,864
−HK$333/mo
Today · 4.125%
HK$11,197
baseline
▲ 0.50% · 4.625%
HK$11,878
+HK$681/mo
Deposit HK$2.31M · loan HK$2.31M · min. income ≈ HK$22,394/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$79,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,721
−HK$634/mo
▼ 0.25% · 3.875%
HK$12,036
−HK$319/mo
Today · 4.125%
HK$12,355
baseline
▲ 0.50% · 4.625%
HK$13,006
+HK$651/mo
Deposit HK$2.31M · loan HK$2.31M · min. income ≈ HK$24,710/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$79,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,643
−HK$793/mo
▼ 0.25% · 3.875%
HK$13,037
−HK$399/mo
Today · 4.125%
HK$13,436
baseline
▲ 0.50% · 4.625%
HK$14,254
+HK$818/mo
Deposit HK$1.85M · loan HK$2.77M · min. income ≈ HK$26,872/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$79,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,066
−HK$759/mo
▼ 0.25% · 3.875%
HK$14,443
−HK$382/mo
Today · 4.125%
HK$14,825
baseline
▲ 0.50% · 4.625%
HK$15,607
+HK$782/mo
Deposit HK$1.85M · loan HK$2.77M · min. income ≈ HK$29,650/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$79,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,751
−HK$925/mo
▼ 0.25% · 3.875%
HK$15,209
−HK$467/mo
Today · 4.125%
HK$15,676
baseline
▲ 0.50% · 4.625%
HK$16,629
+HK$953/mo
Deposit HK$1.39M · loan HK$3.23M · min. income ≈ HK$31,352/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$79,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,410
−HK$886/mo
▼ 0.25% · 3.875%
HK$16,850
−HK$446/mo
Today · 4.125%
HK$17,296
baseline
▲ 0.50% · 4.625%
HK$18,208
+HK$912/mo
Deposit HK$1.39M · loan HK$3.23M · min. income ≈ HK$34,592/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$79,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,965
−HK$1,189/mo
▼ 0.25% · 3.875%
HK$19,555
−HK$599/mo
Today · 4.125%
HK$20,154
baseline
▲ 0.50% · 4.625%
HK$21,381
+HK$1,227/mo
Deposit HK$462K · loan HK$4.16M · min. income ≈ HK$40,308/mo (50% DSR)
Upfront cash ≈ HK$542K (deposit + AVD stamp duty HK$79,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,098
−HK$1,140/mo
▼ 0.25% · 3.875%
HK$21,664
−HK$574/mo
Today · 4.125%
HK$22,238
baseline
▲ 0.50% · 4.625%
HK$23,410
+HK$1,172/mo
Deposit HK$462K · loan HK$4.16M · min. income ≈ HK$44,476/mo (50% DSR)
Upfront cash ≈ HK$542K (deposit + AVD stamp duty HK$79,557 · Scale 2, in force from 26 Feb 2026)