LTV · monthly repayment
▼ 0.50% · 3.625%
HK$105,383
−HK$6,608/mo
▼ 0.25% · 3.875%
HK$108,661
−HK$3,330/mo
Today · 4.125%
HK$111,991
baseline
▲ 0.50% · 4.625%
HK$118,806
+HK$6,815/mo
Deposit HK$23.11M · loan HK$23.11M · min. income ≈ HK$223,982/mo (50% DSR)
Upfront cash ≈ HK$25.07M (deposit + AVD stamp duty HK$1,964,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,237
−HK$6,334/mo
▼ 0.25% · 3.875%
HK$120,381
−HK$3,190/mo
Today · 4.125%
HK$123,571
baseline
▲ 0.50% · 4.625%
HK$130,085
+HK$6,514/mo
Deposit HK$23.11M · loan HK$23.11M · min. income ≈ HK$247,142/mo (50% DSR)
Upfront cash ≈ HK$25.07M (deposit + AVD stamp duty HK$1,964,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,459
−HK$7,930/mo
▼ 0.25% · 3.875%
HK$130,393
−HK$3,996/mo
Today · 4.125%
HK$134,389
baseline
▲ 0.50% · 4.625%
HK$142,567
+HK$8,178/mo
Deposit HK$18.49M · loan HK$27.73M · min. income ≈ HK$268,778/mo (50% DSR)
Upfront cash ≈ HK$20.45M (deposit + AVD stamp duty HK$1,964,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,685
−HK$7,600/mo
▼ 0.25% · 3.875%
HK$144,458
−HK$3,827/mo
Today · 4.125%
HK$148,285
baseline
▲ 0.50% · 4.625%
HK$156,102
+HK$7,817/mo
Deposit HK$18.49M · loan HK$27.73M · min. income ≈ HK$296,570/mo (50% DSR)
Upfront cash ≈ HK$20.45M (deposit + AVD stamp duty HK$1,964,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,536
−HK$9,252/mo
▼ 0.25% · 3.875%
HK$152,125
−HK$4,663/mo
Today · 4.125%
HK$156,788
baseline
▲ 0.50% · 4.625%
HK$166,328
+HK$9,540/mo
Deposit HK$13.86M · loan HK$32.35M · min. income ≈ HK$313,576/mo (50% DSR)
Upfront cash ≈ HK$15.83M (deposit + AVD stamp duty HK$1,964,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,132
−HK$8,868/mo
▼ 0.25% · 3.875%
HK$168,534
−HK$4,466/mo
Today · 4.125%
HK$173,000
baseline
▲ 0.50% · 4.625%
HK$182,119
+HK$9,119/mo
Deposit HK$13.86M · loan HK$32.35M · min. income ≈ HK$346,000/mo (50% DSR)
Upfront cash ≈ HK$15.83M (deposit + AVD stamp duty HK$1,964,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,689
−HK$11,895/mo
▼ 0.25% · 3.875%
HK$195,589
−HK$5,995/mo
Today · 4.125%
HK$201,584
baseline
▲ 0.50% · 4.625%
HK$213,850
+HK$12,266/mo
Deposit HK$4.62M · loan HK$41.59M · min. income ≈ HK$403,168/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$1,964,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,027
−HK$11,401/mo
▼ 0.25% · 3.875%
HK$216,687
−HK$5,741/mo
Today · 4.125%
HK$222,428
baseline
▲ 0.50% · 4.625%
HK$234,153
+HK$11,725/mo
Deposit HK$4.62M · loan HK$41.59M · min. income ≈ HK$444,856/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$1,964,151 · Scale 2, in force from 26 Feb 2026)