LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,539
−HK$661/mo
▼ 0.25% · 3.875%
HK$10,866
−HK$334/mo
Today · 4.125%
HK$11,200
baseline
▲ 0.50% · 4.625%
HK$11,881
+HK$681/mo
Deposit HK$2.31M · loan HK$2.31M · min. income ≈ HK$22,400/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$79,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,724
−HK$634/mo
▼ 0.25% · 3.875%
HK$12,039
−HK$319/mo
Today · 4.125%
HK$12,358
baseline
▲ 0.50% · 4.625%
HK$13,009
+HK$651/mo
Deposit HK$2.31M · loan HK$2.31M · min. income ≈ HK$24,716/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$79,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,646
−HK$793/mo
▼ 0.25% · 3.875%
HK$13,040
−HK$399/mo
Today · 4.125%
HK$13,439
baseline
▲ 0.50% · 4.625%
HK$14,257
+HK$818/mo
Deposit HK$1.85M · loan HK$2.77M · min. income ≈ HK$26,878/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$79,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,069
−HK$760/mo
▼ 0.25% · 3.875%
HK$14,446
−HK$383/mo
Today · 4.125%
HK$14,829
baseline
▲ 0.50% · 4.625%
HK$15,611
+HK$782/mo
Deposit HK$1.85M · loan HK$2.77M · min. income ≈ HK$29,658/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$79,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,754
−HK$925/mo
▼ 0.25% · 3.875%
HK$15,213
−HK$466/mo
Today · 4.125%
HK$15,679
baseline
▲ 0.50% · 4.625%
HK$16,633
+HK$954/mo
Deposit HK$1.39M · loan HK$3.24M · min. income ≈ HK$31,358/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$79,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,414
−HK$887/mo
▼ 0.25% · 3.875%
HK$16,854
−HK$447/mo
Today · 4.125%
HK$17,301
baseline
▲ 0.50% · 4.625%
HK$18,213
+HK$912/mo
Deposit HK$1.39M · loan HK$3.24M · min. income ≈ HK$34,602/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$79,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,970
−HK$1,189/mo
▼ 0.25% · 3.875%
HK$19,560
−HK$599/mo
Today · 4.125%
HK$20,159
baseline
▲ 0.50% · 4.625%
HK$21,386
+HK$1,227/mo
Deposit HK$462K · loan HK$4.16M · min. income ≈ HK$40,318/mo (50% DSR)
Upfront cash ≈ HK$542K (deposit + AVD stamp duty HK$79,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,103
−HK$1,141/mo
▼ 0.25% · 3.875%
HK$21,669
−HK$575/mo
Today · 4.125%
HK$22,244
baseline
▲ 0.50% · 4.625%
HK$23,416
+HK$1,172/mo
Deposit HK$462K · loan HK$4.16M · min. income ≈ HK$44,488/mo (50% DSR)
Upfront cash ≈ HK$542K (deposit + AVD stamp duty HK$79,671 · Scale 2, in force from 26 Feb 2026)