LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,540
−HK$661/mo
▼ 0.25% · 3.875%
HK$10,868
−HK$333/mo
Today · 4.125%
HK$11,201
baseline
▲ 0.50% · 4.625%
HK$11,883
+HK$682/mo
Deposit HK$2.31M · loan HK$2.31M · min. income ≈ HK$22,402/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$79,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,726
−HK$633/mo
▼ 0.25% · 3.875%
HK$12,040
−HK$319/mo
Today · 4.125%
HK$12,359
baseline
▲ 0.50% · 4.625%
HK$13,011
+HK$652/mo
Deposit HK$2.31M · loan HK$2.31M · min. income ≈ HK$24,718/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$79,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,648
−HK$793/mo
▼ 0.25% · 3.875%
HK$13,042
−HK$399/mo
Today · 4.125%
HK$13,441
baseline
▲ 0.50% · 4.625%
HK$14,259
+HK$818/mo
Deposit HK$1.85M · loan HK$2.77M · min. income ≈ HK$26,882/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$79,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,071
−HK$760/mo
▼ 0.25% · 3.875%
HK$14,448
−HK$383/mo
Today · 4.125%
HK$14,831
baseline
▲ 0.50% · 4.625%
HK$15,613
+HK$782/mo
Deposit HK$1.85M · loan HK$2.77M · min. income ≈ HK$29,662/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$79,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,756
−HK$926/mo
▼ 0.25% · 3.875%
HK$15,215
−HK$467/mo
Today · 4.125%
HK$15,682
baseline
▲ 0.50% · 4.625%
HK$16,636
+HK$954/mo
Deposit HK$1.39M · loan HK$3.24M · min. income ≈ HK$31,364/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$79,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,416
−HK$887/mo
▼ 0.25% · 3.875%
HK$16,856
−HK$447/mo
Today · 4.125%
HK$17,303
baseline
▲ 0.50% · 4.625%
HK$18,215
+HK$912/mo
Deposit HK$1.39M · loan HK$3.24M · min. income ≈ HK$34,606/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$79,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,972
−HK$1,190/mo
▼ 0.25% · 3.875%
HK$19,562
−HK$600/mo
Today · 4.125%
HK$20,162
baseline
▲ 0.50% · 4.625%
HK$21,389
+HK$1,227/mo
Deposit HK$462K · loan HK$4.16M · min. income ≈ HK$40,324/mo (50% DSR)
Upfront cash ≈ HK$542K (deposit + AVD stamp duty HK$79,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,107
−HK$1,140/mo
▼ 0.25% · 3.875%
HK$21,673
−HK$574/mo
Today · 4.125%
HK$22,247
baseline
▲ 0.50% · 4.625%
HK$23,420
+HK$1,173/mo
Deposit HK$462K · loan HK$4.16M · min. income ≈ HK$44,494/mo (50% DSR)
Upfront cash ≈ HK$542K (deposit + AVD stamp duty HK$79,737 · Scale 2, in force from 26 Feb 2026)