LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,540
−HK$661/mo
▼ 0.25% · 3.875%
HK$10,868
−HK$333/mo
Today · 4.125%
HK$11,201
baseline
▲ 0.50% · 4.625%
HK$11,883
+HK$682/mo
Deposit HK$2.31M · loan HK$2.31M · min. income ≈ HK$22,402/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$79,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,726
−HK$634/mo
▼ 0.25% · 3.875%
HK$12,040
−HK$320/mo
Today · 4.125%
HK$12,360
baseline
▲ 0.50% · 4.625%
HK$13,011
+HK$651/mo
Deposit HK$2.31M · loan HK$2.31M · min. income ≈ HK$24,720/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$79,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,648
−HK$794/mo
▼ 0.25% · 3.875%
HK$13,042
−HK$400/mo
Today · 4.125%
HK$13,442
baseline
▲ 0.50% · 4.625%
HK$14,259
+HK$817/mo
Deposit HK$1.85M · loan HK$2.77M · min. income ≈ HK$26,884/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$79,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,071
−HK$760/mo
▼ 0.25% · 3.875%
HK$14,449
−HK$382/mo
Today · 4.125%
HK$14,831
baseline
▲ 0.50% · 4.625%
HK$15,613
+HK$782/mo
Deposit HK$1.85M · loan HK$2.77M · min. income ≈ HK$29,662/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$79,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,756
−HK$926/mo
▼ 0.25% · 3.875%
HK$15,215
−HK$467/mo
Today · 4.125%
HK$15,682
baseline
▲ 0.50% · 4.625%
HK$16,636
+HK$954/mo
Deposit HK$1.39M · loan HK$3.24M · min. income ≈ HK$31,364/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$79,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,416
−HK$887/mo
▼ 0.25% · 3.875%
HK$16,857
−HK$446/mo
Today · 4.125%
HK$17,303
baseline
▲ 0.50% · 4.625%
HK$18,215
+HK$912/mo
Deposit HK$1.39M · loan HK$3.24M · min. income ≈ HK$34,606/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$79,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,973
−HK$1,189/mo
▼ 0.25% · 3.875%
HK$19,563
−HK$599/mo
Today · 4.125%
HK$20,162
baseline
▲ 0.50% · 4.625%
HK$21,389
+HK$1,227/mo
Deposit HK$462K · loan HK$4.16M · min. income ≈ HK$40,324/mo (50% DSR)
Upfront cash ≈ HK$542K (deposit + AVD stamp duty HK$79,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,107
−HK$1,140/mo
▼ 0.25% · 3.875%
HK$21,673
−HK$574/mo
Today · 4.125%
HK$22,247
baseline
▲ 0.50% · 4.625%
HK$23,420
+HK$1,173/mo
Deposit HK$462K · loan HK$4.16M · min. income ≈ HK$44,494/mo (50% DSR)
Upfront cash ≈ HK$542K (deposit + AVD stamp duty HK$79,744 · Scale 2, in force from 26 Feb 2026)