LTV · monthly repayment
▼ 0.50% · 3.625%
HK$105,415
−HK$6,610/mo
▼ 0.25% · 3.875%
HK$108,694
−HK$3,331/mo
Today · 4.125%
HK$112,025
baseline
▲ 0.50% · 4.625%
HK$118,842
+HK$6,817/mo
Deposit HK$23.11M · loan HK$23.11M · min. income ≈ HK$224,050/mo (50% DSR)
Upfront cash ≈ HK$25.08M (deposit + AVD stamp duty HK$1,964,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,273
−HK$6,336/mo
▼ 0.25% · 3.875%
HK$120,418
−HK$3,191/mo
Today · 4.125%
HK$123,609
baseline
▲ 0.50% · 4.625%
HK$130,125
+HK$6,516/mo
Deposit HK$23.11M · loan HK$23.11M · min. income ≈ HK$247,218/mo (50% DSR)
Upfront cash ≈ HK$25.08M (deposit + AVD stamp duty HK$1,964,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,498
−HK$7,933/mo
▼ 0.25% · 3.875%
HK$130,433
−HK$3,998/mo
Today · 4.125%
HK$134,431
baseline
▲ 0.50% · 4.625%
HK$142,610
+HK$8,179/mo
Deposit HK$18.49M · loan HK$27.74M · min. income ≈ HK$268,862/mo (50% DSR)
Upfront cash ≈ HK$20.46M (deposit + AVD stamp duty HK$1,964,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,728
−HK$7,603/mo
▼ 0.25% · 3.875%
HK$144,502
−HK$3,829/mo
Today · 4.125%
HK$148,331
baseline
▲ 0.50% · 4.625%
HK$156,150
+HK$7,819/mo
Deposit HK$18.49M · loan HK$27.74M · min. income ≈ HK$296,662/mo (50% DSR)
Upfront cash ≈ HK$20.46M (deposit + AVD stamp duty HK$1,964,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,581
−HK$9,255/mo
▼ 0.25% · 3.875%
HK$152,172
−HK$4,664/mo
Today · 4.125%
HK$156,836
baseline
▲ 0.50% · 4.625%
HK$166,379
+HK$9,543/mo
Deposit HK$13.87M · loan HK$32.36M · min. income ≈ HK$313,672/mo (50% DSR)
Upfront cash ≈ HK$15.83M (deposit + AVD stamp duty HK$1,964,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,182
−HK$8,871/mo
▼ 0.25% · 3.875%
HK$168,586
−HK$4,467/mo
Today · 4.125%
HK$173,053
baseline
▲ 0.50% · 4.625%
HK$182,175
+HK$9,122/mo
Deposit HK$13.87M · loan HK$32.36M · min. income ≈ HK$346,106/mo (50% DSR)
Upfront cash ≈ HK$15.83M (deposit + AVD stamp duty HK$1,964,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,747
−HK$11,899/mo
▼ 0.25% · 3.875%
HK$195,649
−HK$5,997/mo
Today · 4.125%
HK$201,646
baseline
▲ 0.50% · 4.625%
HK$213,916
+HK$12,270/mo
Deposit HK$4.62M · loan HK$41.61M · min. income ≈ HK$403,292/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$1,964,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,092
−HK$11,404/mo
▼ 0.25% · 3.875%
HK$216,753
−HK$5,743/mo
Today · 4.125%
HK$222,496
baseline
▲ 0.50% · 4.625%
HK$234,224
+HK$11,728/mo
Deposit HK$4.62M · loan HK$41.61M · min. income ≈ HK$444,992/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$1,964,752 · Scale 2, in force from 26 Feb 2026)