LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,543
−HK$661/mo
▼ 0.25% · 3.875%
HK$10,871
−HK$333/mo
Today · 4.125%
HK$11,204
baseline
▲ 0.50% · 4.625%
HK$11,886
+HK$682/mo
Deposit HK$2.31M · loan HK$2.31M · min. income ≈ HK$22,408/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$79,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,729
−HK$634/mo
▼ 0.25% · 3.875%
HK$12,044
−HK$319/mo
Today · 4.125%
HK$12,363
baseline
▲ 0.50% · 4.625%
HK$13,014
+HK$651/mo
Deposit HK$2.31M · loan HK$2.31M · min. income ≈ HK$24,726/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$79,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,652
−HK$793/mo
▼ 0.25% · 3.875%
HK$13,045
−HK$400/mo
Today · 4.125%
HK$13,445
baseline
▲ 0.50% · 4.625%
HK$14,263
+HK$818/mo
Deposit HK$1.85M · loan HK$2.77M · min. income ≈ HK$26,890/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$79,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,075
−HK$760/mo
▼ 0.25% · 3.875%
HK$14,452
−HK$383/mo
Today · 4.125%
HK$14,835
baseline
▲ 0.50% · 4.625%
HK$15,617
+HK$782/mo
Deposit HK$1.85M · loan HK$2.77M · min. income ≈ HK$29,670/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$79,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,760
−HK$926/mo
▼ 0.25% · 3.875%
HK$15,219
−HK$467/mo
Today · 4.125%
HK$15,686
baseline
▲ 0.50% · 4.625%
HK$16,640
+HK$954/mo
Deposit HK$1.39M · loan HK$3.24M · min. income ≈ HK$31,372/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$79,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,421
−HK$887/mo
▼ 0.25% · 3.875%
HK$16,861
−HK$447/mo
Today · 4.125%
HK$17,308
baseline
▲ 0.50% · 4.625%
HK$18,220
+HK$912/mo
Deposit HK$1.39M · loan HK$3.24M · min. income ≈ HK$34,616/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$79,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,978
−HK$1,190/mo
▼ 0.25% · 3.875%
HK$19,568
−HK$600/mo
Today · 4.125%
HK$20,168
baseline
▲ 0.50% · 4.625%
HK$21,395
+HK$1,227/mo
Deposit HK$462K · loan HK$4.16M · min. income ≈ HK$40,336/mo (50% DSR)
Upfront cash ≈ HK$542K (deposit + AVD stamp duty HK$79,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,112
−HK$1,141/mo
▼ 0.25% · 3.875%
HK$21,679
−HK$574/mo
Today · 4.125%
HK$22,253
baseline
▲ 0.50% · 4.625%
HK$23,426
+HK$1,173/mo
Deposit HK$462K · loan HK$4.16M · min. income ≈ HK$44,506/mo (50% DSR)
Upfront cash ≈ HK$542K (deposit + AVD stamp duty HK$79,864 · Scale 2, in force from 26 Feb 2026)