LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,543
−HK$662/mo
▼ 0.25% · 3.875%
HK$10,871
−HK$334/mo
Today · 4.125%
HK$11,205
baseline
▲ 0.50% · 4.625%
HK$11,886
+HK$681/mo
Deposit HK$2.31M · loan HK$2.31M · min. income ≈ HK$22,410/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$79,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,730
−HK$633/mo
▼ 0.25% · 3.875%
HK$12,044
−HK$319/mo
Today · 4.125%
HK$12,363
baseline
▲ 0.50% · 4.625%
HK$13,015
+HK$652/mo
Deposit HK$2.31M · loan HK$2.31M · min. income ≈ HK$24,726/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$79,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,652
−HK$794/mo
▼ 0.25% · 3.875%
HK$13,046
−HK$400/mo
Today · 4.125%
HK$13,446
baseline
▲ 0.50% · 4.625%
HK$14,264
+HK$818/mo
Deposit HK$1.85M · loan HK$2.77M · min. income ≈ HK$26,892/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$79,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,075
−HK$761/mo
▼ 0.25% · 3.875%
HK$14,453
−HK$383/mo
Today · 4.125%
HK$14,836
baseline
▲ 0.50% · 4.625%
HK$15,618
+HK$782/mo
Deposit HK$1.85M · loan HK$2.77M · min. income ≈ HK$29,672/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$79,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,761
−HK$926/mo
▼ 0.25% · 3.875%
HK$15,220
−HK$467/mo
Today · 4.125%
HK$15,687
baseline
▲ 0.50% · 4.625%
HK$16,641
+HK$954/mo
Deposit HK$1.39M · loan HK$3.24M · min. income ≈ HK$31,374/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$79,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,421
−HK$888/mo
▼ 0.25% · 3.875%
HK$16,862
−HK$447/mo
Today · 4.125%
HK$17,309
baseline
▲ 0.50% · 4.625%
HK$18,221
+HK$912/mo
Deposit HK$1.39M · loan HK$3.24M · min. income ≈ HK$34,618/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$79,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,978
−HK$1,190/mo
▼ 0.25% · 3.875%
HK$19,569
−HK$599/mo
Today · 4.125%
HK$20,168
baseline
▲ 0.50% · 4.625%
HK$21,396
+HK$1,228/mo
Deposit HK$462K · loan HK$4.16M · min. income ≈ HK$40,336/mo (50% DSR)
Upfront cash ≈ HK$542K (deposit + AVD stamp duty HK$79,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,113
−HK$1,141/mo
▼ 0.25% · 3.875%
HK$21,679
−HK$575/mo
Today · 4.125%
HK$22,254
baseline
▲ 0.50% · 4.625%
HK$23,427
+HK$1,173/mo
Deposit HK$462K · loan HK$4.16M · min. income ≈ HK$44,508/mo (50% DSR)
Upfront cash ≈ HK$542K (deposit + AVD stamp duty HK$79,882 · Scale 2, in force from 26 Feb 2026)