LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,550
−HK$661/mo
▼ 0.25% · 3.875%
HK$10,878
−HK$333/mo
Today · 4.125%
HK$11,211
baseline
▲ 0.50% · 4.625%
HK$11,894
+HK$683/mo
Deposit HK$2.31M · loan HK$2.31M · min. income ≈ HK$22,422/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$80,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,737
−HK$634/mo
▼ 0.25% · 3.875%
HK$12,051
−HK$320/mo
Today · 4.125%
HK$12,371
baseline
▲ 0.50% · 4.625%
HK$13,023
+HK$652/mo
Deposit HK$2.31M · loan HK$2.31M · min. income ≈ HK$24,742/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$80,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,660
−HK$794/mo
▼ 0.25% · 3.875%
HK$13,054
−HK$400/mo
Today · 4.125%
HK$13,454
baseline
▲ 0.50% · 4.625%
HK$14,272
+HK$818/mo
Deposit HK$1.85M · loan HK$2.78M · min. income ≈ HK$26,908/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$80,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,084
−HK$761/mo
▼ 0.25% · 3.875%
HK$14,462
−HK$383/mo
Today · 4.125%
HK$14,845
baseline
▲ 0.50% · 4.625%
HK$15,627
+HK$782/mo
Deposit HK$1.85M · loan HK$2.78M · min. income ≈ HK$29,690/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$80,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,770
−HK$926/mo
▼ 0.25% · 3.875%
HK$15,229
−HK$467/mo
Today · 4.125%
HK$15,696
baseline
▲ 0.50% · 4.625%
HK$16,651
+HK$955/mo
Deposit HK$1.39M · loan HK$3.24M · min. income ≈ HK$31,392/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$80,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,431
−HK$888/mo
▼ 0.25% · 3.875%
HK$16,872
−HK$447/mo
Today · 4.125%
HK$17,319
baseline
▲ 0.50% · 4.625%
HK$18,232
+HK$913/mo
Deposit HK$1.39M · loan HK$3.24M · min. income ≈ HK$34,638/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$80,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,990
−HK$1,190/mo
▼ 0.25% · 3.875%
HK$19,580
−HK$600/mo
Today · 4.125%
HK$20,180
baseline
▲ 0.50% · 4.625%
HK$21,408
+HK$1,228/mo
Deposit HK$463K · loan HK$4.16M · min. income ≈ HK$40,360/mo (50% DSR)
Upfront cash ≈ HK$543K (deposit + AVD stamp duty HK$80,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,126
−HK$1,141/mo
▼ 0.25% · 3.875%
HK$21,692
−HK$575/mo
Today · 4.125%
HK$22,267
baseline
▲ 0.50% · 4.625%
HK$23,441
+HK$1,174/mo
Deposit HK$463K · loan HK$4.16M · min. income ≈ HK$44,534/mo (50% DSR)
Upfront cash ≈ HK$543K (deposit + AVD stamp duty HK$80,158 · Scale 2, in force from 26 Feb 2026)