LTV · monthly repayment
▼ 0.50% · 3.625%
HK$105,502
−HK$6,616/mo
▼ 0.25% · 3.875%
HK$108,784
−HK$3,334/mo
Today · 4.125%
HK$112,118
baseline
▲ 0.50% · 4.625%
HK$118,940
+HK$6,822/mo
Deposit HK$23.13M · loan HK$23.13M · min. income ≈ HK$224,236/mo (50% DSR)
Upfront cash ≈ HK$25.10M (deposit + AVD stamp duty HK$1,966,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,370
−HK$6,341/mo
▼ 0.25% · 3.875%
HK$120,518
−HK$3,193/mo
Today · 4.125%
HK$123,711
baseline
▲ 0.50% · 4.625%
HK$130,232
+HK$6,521/mo
Deposit HK$23.13M · loan HK$23.13M · min. income ≈ HK$247,422/mo (50% DSR)
Upfront cash ≈ HK$25.10M (deposit + AVD stamp duty HK$1,966,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,603
−HK$7,939/mo
▼ 0.25% · 3.875%
HK$130,541
−HK$4,001/mo
Today · 4.125%
HK$134,542
baseline
▲ 0.50% · 4.625%
HK$142,728
+HK$8,186/mo
Deposit HK$18.51M · loan HK$27.76M · min. income ≈ HK$269,084/mo (50% DSR)
Upfront cash ≈ HK$20.47M (deposit + AVD stamp duty HK$1,966,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,844
−HK$7,610/mo
▼ 0.25% · 3.875%
HK$144,622
−HK$3,832/mo
Today · 4.125%
HK$148,454
baseline
▲ 0.50% · 4.625%
HK$156,279
+HK$7,825/mo
Deposit HK$18.51M · loan HK$27.76M · min. income ≈ HK$296,908/mo (50% DSR)
Upfront cash ≈ HK$20.47M (deposit + AVD stamp duty HK$1,966,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,703
−HK$9,263/mo
▼ 0.25% · 3.875%
HK$152,298
−HK$4,668/mo
Today · 4.125%
HK$156,966
baseline
▲ 0.50% · 4.625%
HK$166,517
+HK$9,551/mo
Deposit HK$13.88M · loan HK$32.39M · min. income ≈ HK$313,932/mo (50% DSR)
Upfront cash ≈ HK$15.85M (deposit + AVD stamp duty HK$1,966,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,318
−HK$8,878/mo
▼ 0.25% · 3.875%
HK$168,725
−HK$4,471/mo
Today · 4.125%
HK$173,196
baseline
▲ 0.50% · 4.625%
HK$182,325
+HK$9,129/mo
Deposit HK$13.88M · loan HK$32.39M · min. income ≈ HK$346,392/mo (50% DSR)
Upfront cash ≈ HK$15.85M (deposit + AVD stamp duty HK$1,966,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,904
−HK$11,909/mo
▼ 0.25% · 3.875%
HK$195,811
−HK$6,002/mo
Today · 4.125%
HK$201,813
baseline
▲ 0.50% · 4.625%
HK$214,093
+HK$12,280/mo
Deposit HK$4.63M · loan HK$41.64M · min. income ≈ HK$403,626/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$1,966,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,266
−HK$11,415/mo
▼ 0.25% · 3.875%
HK$216,933
−HK$5,748/mo
Today · 4.125%
HK$222,681
baseline
▲ 0.50% · 4.625%
HK$234,418
+HK$11,737/mo
Deposit HK$4.63M · loan HK$41.64M · min. income ≈ HK$445,362/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$1,966,379 · Scale 2, in force from 26 Feb 2026)